in hands

_ By SARAH A.

ZIMMERMAN ©

WHETHER or not the two .

credit unions in Terrace will

' . merge. together is ‘now: in

the hands: of the body that

= oversees credit unions in ‘BC. . —

The Financial Institutions.

‘Commission. (FICOM) has

been forwarded documents °

provided by the commit-,.

tee overseeing the proposed .

“merger process that could ° » see Northern Savings Credit ’ Union acquire the Terrace |

and District Credit Union.

It must approve the merg- - "§ _ ing together of the two credit _unions before the proposal. °

can be taken to the member-

- ship of the Terrace and Dis-

trict Credit Union fora vote.

-. bers’ of the. va credit union .vote,. not the

That includes due diti-

» gelice reports as compiled . by each of the credit unions. — _.” “Each of'us did’a did re- ‘+ ‘view: of each other and we -

both agreed. yes, we. still’ felt. it'was in the best inter- | est of. the” stakeholders,”

. * says the woman overseeing ., . . the, merger process, Brenda ; Burghardt.

-"FICOM . likely won't - make: its decision on ‘the

ist. Then it will be up to the.

“members. of the Terrace and *

District Credit Union to vote

if they want to join Northern Savings. - ‘Members of Northern

Savings won't vote on’ the

" acquisition: «

“Because only the mem- transferring -

0

redit union merger of gov't body

AF NORTHERN SAVINGS Credit Union a and Terrace and District Credit Union merge officials will have to decide whether to keep two branches open, renovate existing buildings like this one to make it bigger or build a whole new building altogether.

~, Burghardt. “At the end of the day, their credit union is be- ing wound up and because members are ‘shareholders © they are also the owners.” The Terrace and District. Credit Union remains under voluntary “ supervision of | . FICOM stemming from the.

“merger request. until May posting. of a $400,000 loan , *loss allowance. last year to.

cover potential losses asso-

ciated with several commer-

cial loans,

‘Its general manager went " “on leave shortly thereafter.

If the merger is success- ful the Terrace and District Credit Union will no longer — exist and the supervision too . will cease. | ms

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paper.

Introducing the ail new.

acquiring credit inion sa says

“Once a merge occurs Northern ‘Savings’ will ‘ac-"

quire all of the assets and”

liabilities such as member deposits and any legal con-

’ tracts entered ‘into by. Ter--

race and District. -

That includes acquiring -

the building Terrace and

- District Credit Union owns on Lazelle Ave. and which

" has. several offices that. are

leased by. other businesses. ' Those leases will be hon- oured, Burghardt says. ,

If the merger is success-

- ful’ officials willvalso have _to decide how the physical

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. + Neither the Northern Sav-

ings location i in “the Lazelle

mini’ mall nor. the’. current.” ‘Terrace and District building. is large enough to accom-_ “modate the combined entity, »

says Burghardt. , - “We’ve identified. three

building, another °.. option is to do a major renovation.

on the Terrace and District - " building and the third option: is to build new,” Burghardt

says. °° Representatives of both

‘March ,22 at’7 p.m. at the Coast Inn of the West to meet with members.

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