fil i eiaiaD

dag © Here’

= "@.six-point checklist 7 Ol

eciding Where to invest your ‘Choo: contributions this year,

Sct t blecainee The Fe iypes of ‘investment: you make will be

“Consider time to retire:

Place on growth assets.

Plan your future: The way ‘you hope ts live during retire- pment and the amount of in-

come you'll require should in-

Mluence your investment

‘Six: steps fo RRSP success

f-things: to consider before.

-.taking'a more aggressive in-. “ vestiment position. -

. Pinfluenced by your goals’ and 7 ‘anticipated returns. ‘Keep’ you awake atinight . holds true of RRSPs as.well. ‘meat: The further. away.” ‘retirement is for you, the. ‘more emphasis you should -

~ you'd -be smart to hold more

decisions... . '

-Caleulate other sources of ‘retirement income:.I[ you'll -be recelving substantial: ‘funds from other sources, you may. feel. comfortable in

Know. your. risk. tolerance level: The old.saw about not ‘Investing’ anything that will.

Review non-RRSP invest-: ments: If you have a large: portfolio outside your RRSP,”

equities (stocks and stock-- oriented mutual funds) in this. ‘ portfolio, emphasizing inter- est- bearing | investments In. the RRSP, . Royal Trust.

'SKEENA MALL -TERRACE

635-2387

Listed with Mutual Lilo of CanadaMutuat Inventco Inc, two of The Mutua? Group.

| DEMERS & BRODIE | Certified General Accountants

“FRANK DONAHUE FRANCIS SABINE

a | : "We can help you choose the ||. ARSP that's right for you."

~~ ""The Mutual Group has a full range af Registered | . Retirement Savings Plan investments. Let us halp you © ‘make the choice that’s best far} your needs. For personal _ Service, cali, or drop in and sea us."

The Mutual Group

Facing Tornorrow Together

RI

ted $F:

Jiq tiluisd

PRGVIBING A FULL” RANGE OF ACCOUNTING |

AND TAX

Se Ee

tives 6 Feverret etry 3 vy abit vn

SERVICES

* Andrew Brodie, CGA. Donna Demers, CGA’ 638-8705 | |

No. 2-4623 Lakelse Ave., Terrace, B.C. V8G 1P9

., GroupofFundsRRSP,

yan”

There is no single RRSP for everyone, But, as a benchmark, there is one best RRSP for the vast majority ofinvestors, =~ In my view as aprofessional, that RRSP is " °: one ofthe 15 eligible mutual funds managed by Mackenzie Financlal Corporation. Over. the past two decades, Mackenzie has chalked up Canada’s top RRSP performance record. Call today or return the coupon below and 4 I'llsend you acomplete package of Informa- ‘ton that wil let you decide whether it's your fist choice, too.

The Industrial Group of Funds

Locking both ways. To manage your RRSP. :

; Offermade only by prospectus. .

O Please send mea full package of information on a Mackende/Indusial

postal _ CODE:

rr

4

GREAT PACIFIC MANAGEMENT CO. LTD. 8133-Agar Avenues, Terrace, 8 B.C. vt

Busines}

ves. a1H8

TERRACE — ~ Teachers’ union leaders are meeting tonight to decide their strategy for break- ing the deadlock in’ contract negotiations with the school board;

Talks ‘broke : down again

Thursday when teachers ACCUS- -

ed the board of contracting: out workwhile the issue is- being

negotiated. at the bargaining table. «5 -

“We. feel the board is bargaining | in bad faith,” Ter- race District Teachers’ Associa- tion president Robert Brown said at a ~ press - conference Thursday, “‘We' have a no- contracting out clause on the

‘table. The board's provided a

résponse, But at the same time we're talking, they’re contrac- ting out."

: Brown -refers to the Work Orientation Workshop (WOW) pre-employment program and

‘an intervention worker program ‘for students at risk of dropping ‘out of school.

He said the board isn’t filling those . positions with district

teachers. _ Brown said ihe lure of federal ‘government money for such

programs has ‘drawn the board like a magnet,”'

Union leaders say there’ s nothing wrong with that, -but say trustees should top up the federal grants ‘with school. district money so unionized workers can be hired,

3 eachers meeting toc | ay to plan talks strateg

~ Pa Ao

TEACHERS? UNION head Rob Brown and bargaining chairman Frank Rowe hammer ina a couple of

points last week in announcing another strategy session as they and the school board work on a new agreement. The union objects to what F it calls contracting, out of work within the district.

‘

; Brown said the WOW pro- gram ‘should be run by a teacher, and added that the in- tervention worker program infr- inges on the traditional job description of counsellors,

“We think counselling posi- tions are extremely vulnerable to contracting out. You can get

; Paraprofessionals i in there. Our

‘counsellors are | very worried .

about this. This is a‘ very con-

scious effort to enter into con- -

tracting out.” : - Brown said the union ex- ecutive will meet tonight to for-

mulate a.strategy to take to the -

union’s membership, He hinted the TDTA may. begin some type of job action as laid out in the

escalating action nln it drew up last fall

Board negotiators. “bay ‘the. TPTA’s objections are. simply an attempt to sidetrack the negotiations, noting -that ‘the’

“union refused to discuss’ the.

more than $0 other articles Still on the table, ee

Trustees told to get budget feisty

TERRACE — The locas teachers’ union- wants the school board to fight budget constraints imposed by the education ministry,

A brief presented by the Ter-

race District Teachers’ Associa- tion’ urges school trusteés to

fight a political battle to

“reclaim authority _ ‘and control’? : over’ thei inancing of HG Gatton hers: se LES fs) nd moe

The. brief ‘is the union’ " an- nual submission ‘on “how it thinks the school district should structure‘its budget, :

“Over the last’ decade the provincial government, through

legislation, has deliberately

‘undermined | local control and

sought to centralize the decision-making processes in education,” says the brief, writ- ten by TDTA president Rob Brown. “This agenda will serve to distance the community from its children's education and has sandwiched trustees here, and throughout B.C., between the collective will ‘of the profes- sionals and the will of the politi- cians,””

‘Clearly this -sad situation can only lead to confrontation, and this district has seen too much of that. We, therefore, strongly urge the board of school trustees embark on a campaign to reclaim authority and control over education in

of time required to care for a child.

V Foster Care. B You canmake a difference. —

The , Miitstry of Social Services and Housing Ia looking for Foster Parents who can care for adolescenta with varying degreas of bahavioral problems.

These boys and girls usually come from neglectful and abusive family backgrounds end require foster parents that have strong ‘skills in working with adolescents, lots of patience, a good sense of humour and the abliity to love without ‘expecting much In ratumn.

In many cases afee for service will be negotiated depending on the amount

These kids can ba a lot'of fun at times as well as frustrating, but the main thing is that as a foster parent you can make a rea! difference in thei: lives,

For more information on fostering teens, please contact your focal office of ‘the Ministry of Social Services and Housing.

. Terrace 636-3627 Kitimat 632-0134 Causlar 776-7227

‘Amande Focker

9 ear ened

"ERRACE STANDAR

delivery and. a: job. well. done you've eamed ‘a _ FREE McHappy Meal.

SERVING FMA TERRACE AREA.

- Terrace, B.C.

e@oees ee © eeoeveecee0 8 e¢ e@.

In a clear record: of |

20 68 6 6

‘district 88,” the brief says. “You, as trustees, deserve a.

greater -say in the educational programs in this district. The fight will be overtly political, to be sure, but yours is a political position."

The TDTA says more money

is needed to pay for several in-

‘itiatives it considers important. ‘In: several areas, the brief urges the district to spend extra

money to hire qualified teachers:

and assistants instead of ‘con- tracting out.to what the union

called less qualified people. zi _ The union also wants to see:’ yi

¢ Existing limits on class. ‘

sizes preserved, - “* More cousellors and

teaching assistants, Say ¢ An employee assistance . program. : Improved isolation

“allowances to keep teachers in-

places like Stewart.

*-A teacher -induction -pro- gram. . * Extra maternity benefits,

‘BUFFET

Noon - 2:00 p.m. Augie's Lounge (Monday-Friday)

HOT ENTREE/SOUP/SALADS/ ' DESSERTS

$6 95.

FRIDAY IS BARON OF BEEF DAY

.

BANQUET

& | MEETING ROOMS

**Skeena Ballroom’

“‘Dolly Varden Room’’ Both rooms have a seating capacity of 200 for banquets and 300 for meetings...

Call us for availabilities. Ask: for the Banquet Coordinator:

4551 GREIG AVE. TERRACE, B.C. .

_635- “6630