B14 - The Terrace Standard, Wednesday, February 2, 2000 Dog team encounters; what to do and why BY EILEEN PUGE As a musher I have come to the conclusion a lot of people do not know what to do when confronted with a team of dogs and-their dri- ver. Therefore, I] thought I would let you know what to expect. First, not all dog teams are well trained. They can cross the road at any given time and will expect you to get out of their way. Rookie leaders (the dogs in the front of the team) are in training, which means they are learning which side of the road to travel on and they are learning the dri- ver’s voice commands. It takes a lot of time and hard work to train a dog to tun on the right side of the road and not get upset when cars go by. They are under a lot of pressure from the rest of the team and the driver. So when you come across a dog teams do not presume it is a well-trained team, slow down and give them room. I have had dogs that were great leaders rnined by cars that go by too fast and close. A school bus once flew past us and a rock hit one of the dogs hard enough to leave a bruise. That dog how tries to run into the ditch when it sees a bus or big truck passing by us. | cannat really blame him, | myself have ducked large flying rocks and pieces of ice when on the sled ar cart. Stopping to talk to the musher can also lead to pro- blems. The dogs becomes impatient causing the mush- er to lose control of the team and the sled. You are best off to just wave and let the team go. When out walking your dog and you sce a team coming at you, the best thing to do Eileen Puge photo WHAT A WAY TO SPEND THE WINTER: Eileen Puge and her dog team prac- tice on the roads and mountains near Terrace. is to get off the trail and take your dog with you. If you have a small dog, put it in your arms and turn your back to the team. If you have an aggressive dog, hold it close to you and keep your eye on the team coming toward you, If a team is coming at your dog, ward them off with your arm and they will keep going. The trick seems to be if the team keeps their momentum going then chances are, they will fly past you. Mast teams will can-usually get between the dog and team with the sled. However, once you get two or more dogs chasing the team, it is usually no fun at all. They will go on either side of the team and try to bile the team members. Do not forget the team is tied ta one another and they cannot protect themselves, Therefore, they find them- selves under attack with no way of defending them- selves. [ cannot jump off the sled and protect them as we are usually.going to fast and Chances are you will never see a dog team but if you do then you will be prepared. ignore you and your dog, _ but it is safer to just step ont of their way and take your dog with you. Teams must also put up with dogs that are allowed to run loose. At first, loose dogs will be confused by a string of dogs going by them and their driveway. . By the third time you go past the loose dog or dogs, they become braver and start to chase the team. One dog chasing the team is no real problem; I it is simply impossible to do anything. When the team has been chased just one too many times, they get tired of the hassle so when they come up to the driveway they go on the defensive, usually chasing the dogs down the driveway right up to the person’s front door. Believe me, it is no joy for the team’s driver, the chances of getting hurt are really good, not to mention that it takes weeks to train the dogs to go past the drive- way and not into it at high speed. | If you have dogs al home and you know a dog team uses the road to run on, con- sider penning your dog. There is no need to have | your dogs running loose, they can cause a lot of dam- age 10 the team, the musher or even to themselves. T have watched dogs coming out of their drive- way to chase the team and they run right into an on- coming car. Once when I was run- ning my team down a snow- covered road, we came across a vehicle that had the back door open. Well my leaders saw that and thought they were mean! to jump into it. Can you imagine the shocked look on the guy who was loading his skis into the back of his vehicle and coming straight at him were eight dogs. They got really close to that vehicle and at the last moment, I managed to change their minds. So be careful or you could end up> with a dog team in the back of your vehicle. Senior athletes meet to prepare for B.C. Senior Games in Kelowna THE B.C. Senior Games Zone 10 regular monthly meeting will be held Sa- turday, Feb. 12 at 2 p.m. at the Happy Gang Centre. This year’s games will be held Sept. 6-9 in Ke- lowna. those interested in partici- pating are badminton, bridge, carpet bowling, cribbage, cycling, darts, five-pin bowling, floor cur- ling, golf, horse shoes, slo- pitch, swimming, table tennis, tennis and track and field. The 15 core sports for James W. RADELET & COMPANY borristers & Solicitors Tax Law ¢ Trusts © Corporate & Commercial 1330 - 1075 West Georgia Street, Vancouver, B.C, V6E 3C9 -Phone: 604-689-0878. Radelet Fax: 604-689-1386 3083 River Dr Terrace, BC SORRY... We're closed for February... For your convenience, we'll be open by appointment Ph: (250) 638-7252 OR (250) 635-1753 We are moving... watch for our new location community recreation to: Steve Scot 3215 Eby Street Terrace, 8.C, VBG 2X8 February 15, 2000. TERRACE ADVISORY PARKS & RECREATION COMMISSION REQUEST FOR VOLUNTEERS The City of Terrace is seeking volunteers to sit'on the Terrace Advisory Parks and Recreation Commission. The Commission meets monthly from September to June. Interested individuals are requested to forward a letter briefly describing their interest or experience in Superintendent of Parks and Recreation letter of interest should be received no later than The Kelowna event also features five optional sports: bocce, lawn bowl- ing, whist, ice curling and one-act plays. Membership chairper- son May MacFarland will take memberships before the meeting at 1:30. Call May at 635-2875 or Maxine at 638-8648 for more information. The Seniors 400-Club winners for December are’ Prince Rupert’s Butch Currie (ticket 095), and that city’s Bingo 50/50 Club #7 (ticket 043), Thursday, Feb. 3rd - Lift & rental discounts; raffle & special lunch Ladies’ Day February 5 & 6 - Beginners Avalanche Course Call 638-0828 to register Sat. & Sun. With Rod Gee Sunday, Feb. 13: 4pm - Shames Liftees challenge everybody In the region to a bed race on skis or snowboards, 1 brakeman, 3 rid- ers. Design your own, enter for prizes for best bed & best costume. See Shames lift operators for more details. All Day Feb. 13th Vertical Challenge Pledge forms are avaliable from ski club members. Get your pledges organized & see how much ground you can ski/board that day, Proceeds for prizes & ski club For updates & snow conditions call 638-8754 Toll-free: 1-877-898-4754 Website: wwwshames.8m.com CRIME all STOPPERS PS Registered Retirement Savings Plans: More Than Just A Tax Break Usually we connect RRSP’s with an immediate tax deduction, but the long-term benefits of accumulating assets in a tax-sheltared plan may be just as great as the short-term deduction. Your annual RRSP contribution is based on: your previous year’s earned income minus a pension adjusiment for any benelits your accumulated in a pension plan or deferred profit sharing plan .from your employer. . Your RASP deduction limit is on the Revenue Canada Nolice of Assessment you received following your last year's tax return. “When you contribute to an RRSP you.can claim an equivalent deduction fram your incame before calculating your tax payable. This immediate deduction is very worlh-while, especially if you use the tax saved lo make an RASP contribution for next year or pay off after-tax debt such as your mortgage. However, RASP investments also accumulate within the plan tax-free. The longer your money stays sheltered from the taxman, the grealer the earning power of your investment. The most powerful benefit of an RASP is this tax-free accumulation. Compare taxed and tax-free investment returns. Investors having a marginal tax rate of 40% who invest $1000 per year for the next 30 years at an average 10 per cent annual return, and pay tax as the profits are earned, will accumulate $79,080. If the same investor contributes $1000 per year lo an ARSP for the next 30 years and earns an average 10 per cent return, $164,490 will be Regional Vice President Primerica Financial Services In Terrace accumulated. The investment has more than daubled when the income was tax-sheitered in an RRSP. The real power of an RASP is its compounding effect over a long period of time. Without the tax in the example above, it's like adding 4% ta your average annual rate of return, certainly nothing to sneeze at. With a high rate of return, RRSP contributions early in your life can go a long way toward providing for your retirement. At any age, RASP contributions are one of the very best investment strategies. You always get the tax deduction, and you always have your investment compounding tax-free. Another good strategy is making “spousal” RASP contributions. The higher-income spouse contributes to the lower- income spouse’s RRSP. The higher-income spouse receives the RRSP tax deduction, However, when it’s time to draw the. RRSP contributions out, they go to the lower income spouse at a lower fax rate. This is one of the few allowable ways to split income and is highly recommended. Your RASP rale of return is vary important in determining the final value of your investment. Going back to our example, 6 per cent per year for 30 years makes you about $79,000 while 10 per cent per year earns $164,000. Thal 4% difference really adds up. Mutual funds specify objectives in their prospectus to investors, Some aim for growth, some for steady income, some for preservation of capital. You can talk to me about your investment objectives and capacily for risk. | can help you find the RRSP investment fund that is right for you, But remember, start today. The sooner you contribute, the sooner you will lower today's taxes and begin accumulating your invesiment tax-free. important information about any mutual fund is contained in its simplified prospectus, Unit value’s & invesimant returns will fluctuate. 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