oT ofganization advised. : peer. aan ash en " Withithe receéaton, Uinemplojmest 2 and high: gas prices, 7 people’ aré ‘not driving: AB much, as far or. as Saat as. they ; 7k >. One reason for relief from increases, which tas ear i 30 per cent in some cases, ‘is intense competition within the a ‘ “Jnisurera’. > insurance division; said‘somé firms have -been: willing’ to * . take s a loss, especially on commercial ‘policies: F 31g “Page 10, Tin Herald, Tueway, Maren ia, 1983 OTTAWA (cP).— ‘Association’ of Canada says ‘it “won't be enough: industry; ‘sald, Ted ; Belton; “-Advisorh atldn.! “ AS well, “there's ‘acclear tadlea on that: the ¢ trejvener, of s hose income generated: by. cash from the preiniiisis ~auitomnobile aceldents | is declining, fe auld’ Belton, 5 “used, to, he said, “*So those two ‘irends combined. lead me. ‘to belleve that . consumers are not likely to experionce hetty increases ini. = ~ premiums in 1983.” . However, -Helen’ Anderson, “consumers: -associatlon ~ insurance ‘specialist, argued ° intense-’ competitién is - restricted to. commercial policies ‘and: is adding to the public's insurance costs. mo She said insurers are passing ‘on ion commercial policies to the public and warnings | about companies losing: money are ‘‘a lot of tot.” 7 - In the commerclal field, insurers are » forced to bid for ", polleies, said Andergon. Consumers should play the same “game and “shop around.” ”’ ‘prices — “as-mucth as. a. Sd-per-cent: difference from oné jeompany. to: another for: basically the same product.” . But any price advantage ‘gained by piers from one ‘insurer to another’ may. be temporary,: ‘he said. :WON'T'SAY .~ ‘Belton won't say, what sort of premium increases his “group is suggesting. to insurers this year... - “There’s been a Price war inthe industry since 1970" and companies haven't been able to charge what they should, so they’ ve asked that ‘figures on ausgeated Increases engt be. ao. “REGIONAL DISTRICT KITIMAT-STIKINE : _ DOG CONTROL - Thornhill and. ‘Copperside areas. ..,.. This. Isa reminder to all dog ‘owners. in Thornhill and Copperside Estates area. that all dogs over the age of 4 months must be Ii enced. The deadline: for obtatning: 1983 licences an without penalty is. March 31, 1983, Licences are available from the Thornhill animal shelter, 3856 DesJardins. Avenue, 638-1565 between the hours of 1 p.m, to 6 - p.m., Monday to Friday or at. the - R.D.K.S. office, No.9-4644. Lazelle Aves. Terrace,. 635-7251. . a Fees for spayed-neutered dogs Is $6.00 per year. $20.00 per year. for unspayed:: i un-neutered. dogs. ie shite | Charles F.. Meek. OG wax ¢ a is cae By-law Enforcement oftlear Se, re, PROPANE AND NATURAL GAS WELDING ' "APPLIANCES SUPPLIES @Oxyoen and Acetylene Full line of sult ‘camping Se Wate ches Suppiles : ¢ Welders ; GHralimasier @Walding Rod and all. "Gen BBQ's > accesnorias and parti 166 Liguip GAS LTB. 4516 Kelth Ave., Terrace, ABVAN BUILDERS LD. Residential _. ©Commercial *Custom Homes | _— 63 9153 . . ¥. . . e 635-5628) crours. Remodelling Renovations Abe VanderKwaak 3671 Walnut Dr. 'R.RANo. 4 ICBC Claims Terrace, B.C, Windshield & Auto Glass Specialists Handled AUL-WEST) remot | GLASS | = an el 4AKEITH IN ENTERPRISE * TERRACE KITIMAT | 632-474) Terrace, B.C. 635-7406 : - Insurance sihduntry ‘specilists “say . ‘drivers this; year) will feel| some relief frem last year’s sharp. ‘insurance. premium increases, ‘but the? Consunners . "industry," ” aninister of intergovernmental. relatioia. | ma ‘Prairies-and the Pacifie: 244 ., Criminal Code because more humane traps are avallable, "i. the federation says, - Paid or suffering'*.tc ‘animals: © . suffer pain, fear, stress, cuts and bone fractures. befiire -dylng-orbelng killed by trappers.” | a _ British Columbia is the only province 4 50 ‘ar to take any, - wetlon against the legshold- trap,’ banning ‘Its use 4 limited number of species. vs 5 . agen 1 Bays: cLipesto bap the trap. shouk fe coupled with. / _¢ mate humane traps. “business deco For information én “unhing your ad ‘in the business rectory call 635- 6357_ ven oit i because they bear’ Ho o relatos Yo real ¥ihe ral One’. senlor. official’ in..the, “office’- of : thé: federal Superintendent of Insurance, Ottawa's ‘industry Watchdog, sald ‘more’ "than tough ‘competition. ‘has i Le ¢. ‘Savage, director of ‘the: ‘Property’ and: eagualty. thé logs will be more then offset by the return on SBut it Kaen: ‘worked out. that my ‘cottage: industry with | everyone. involved except ‘th B.C: Reforming Parlianient’s upper chamber,a favorite topic of both'B.C. Premiér: Bill Bennett and Alberta. Premier Peter Lougheed, isn’t on‘the agenda of the. ‘Constitutional conference on aboriginal rights today, and Wednesday But if anyone wants-to discuss it’éver a cup cate, - Gardom would he: pleased, to > oblige and tell them. B. C, 8 Pad . changed “one single | ‘bit,’ m :, Belton. agreed there can: be’ a. big spread in premium ‘Shortly after his’ election i in 1975, Berinett revived the » . proposal of his Jate’father.and former. premier, Ww. “ALC.. ~’ Bennett, for équal Senate representation from ea ‘the ‘country’s five regions.— th Atlantic, Quebec, Onta the.’ The Senate's primary. purpose: should’ be-to rep provinelal or regional interests in the the natlonal’ law'ma Traps opposed: " OTTAWA (CP) “42°The Canadian Federation of Humane Societies Is threatening to take the federal’ ‘government to court if it doesn’t ban the leg-hold trap. ~ Introduced when the Hudson Bay: Company opened ‘th frontiers of Canada in the 1600s, the trap now violates oe ‘The ¢ode prohibits humans from causing “unnesisary The federation believes the government is is. liable to ‘court action because quick-kilt traps could be ‘ised effectively or" 96 per cent of all fur-bearing animals captured in.Canada:*, “We are consulting a lawyer- to determine how we can . take the government.to, court on. criminal charges,”’ says . Neal Jotham, the federation’s executive director. ' Canada’s estimated 80,000 trappers catch four million to __.five million fur-bearing animals each year in the leg-hold trap, a device which accounts for about 0 per ‘cent of all : traps sold, -Jotham says most ‘animate | caught in the prinnltive trap. Neti t:eyiohdrd prégrants to hel trappers buy” “The federation's. proposals echo thie conclusions: of a " federal provinclal committee which recommended, a a ban dn. "1881 after : seven years of study, - ; THIS SPACE AVAILABLE : FOR YOUR AD. — 635- 6357 | at coms } SMALL MOTOR SHOP © SALES AND SERVICE FOR MOST Chainsaws, Lawamowers & Pumps __ AUTHORIZED HOMALITE DEALER Terrace _= Custom car stereo ‘installation — Service on most brands — _ _ tv’s and stereos _ “= Service an Sony, RCA and Sanyo video recorders’ * TERRACE ELECTRONICS. “635-4543 No. 4- 2908 Kenney St. Buying? Selling? Swapping? Use the: os herald: classifieds 635- 635 7 the ‘belige * saveaieat ‘OTTAWA (CP). =— “Debate on Senate diet: bicomiag a @.. the target, the Bank of Canada has obviously. decided : °° term, 1 do not believe that this means that the: Banks ~.-of Canada has abandoned monetary targets:.1 think, BS that rather; for its own administrative. pyrposes in @ cternally, it will simply switch to a brodder definition: ~ formation about ihe operation of financial markets." * decision. : Hubert Hanimond: me superiggenident of Jnsirance id premium increases for-driy oi due: pa last “year’ the-indust ont iat aap ro on‘in 1970, “To do 20; a Tefprmed: ‘Senate would reqiire 4 ain absclute “yetoin areas of “crucial importance to the provinces,” such as appointments tothe Supreme Court of Canada and major » Crown ‘agencies, - Including. the CBC. ‘and + ithe: Canadian ’ ‘Radio-television and: ‘Telecommunicstions Commission; -- - The absolute veto would also | apply to federal Jaws‘to be administered by the: provinces, ‘such as gun control,’ ‘drag: 4 offences and censorship, and to: the use of federal seen: power in areas of provincial Jurlsdiction. © ‘Lougheed, “another vocal. proponent: of Senate reform,” -: Teleased a: discussion, paper on the eve ‘of last surimer’s premiers’. meeting, echoing many of Bennett’ ‘8 proposals. Lougheed also. favors provincial designation af ‘senators * and expanded powers to approve appointments to federal _ Tegulatory agencies and some courts, aswell ag a veto over ” international treaties. and federal spending . in provincial .. Jorisdiction.-: e He would Increase the numbet of western senators but slash Quebec and Ontario’ 8, reptesentatiin. ae While the westernmost cabinet ministers, officials. and even premiers may disciiss these proposals In the corrido! of Ottawa’s Conference ‘ “Centre, or” before. an econom meeting-dinner at 24 Sussex Drivé tonight,. they're not _Mikely to reach any firm conclusions, t Gardom. naive ‘there are ‘two new forums, besides the ” constitutional eohifetence of first ministers and natives, to-.. . . debate the issue — a joint ‘Commons-Senata committee on‘ Senate teform-and the. Macdonald commission .on. the... economy: “whieh. has’ a: mandate to. discuss federal institutions, " Much of the spare time dating the two days of aboriginal: and economic: talks: is- lkely- to he devoted: to. other ” constitutional changes; such as entrenchment of t property rights, also being. promoted. by. B.C. 8 And Quebec is likely to push for a veto: aver constitutional change or the right to financial alcompensation if it opts out of future- amendments,. Lasssssssssssssss- bes . ~ Bank of Conada ‘Abandons Monetary Target Sanarticleby \Michsel A. Walker, Director : The Fraser Institute - Bank’ of Canada Governor, Gerald Bouey, an- nounced recently that the Bank of Canada would be.’ .- abandoning: its famous MI or narrow money supply... “~ gtowth targets. The obvious question is ‘what does ‘.~ this mean for the average Canadian if'anything? : . in order to answer that question we have to ‘ask .° Why-the.targets were adopted in the first: place:. The:.: ir... Teason was that the Bank of Canada did not have a ..¢lear ‘indicator. of monetary: policy. .That is to say, - .- Very often they didn't know w "was actually. easy Or. tight. For-example, as long as _, they wete. using interest rages tas” ‘the: barometer..of;.. “monetary policy, they never’knew whether-interest{* _,- tates were rising because of what the Bank of Canada: ether monetary policy” was doing or because of what'was happening in:the- economy independently of the Bank of Canada. The money supply, only the Bank of Canada can control, - only the Bank of Canada can make it increase and - . decrease. “Sothei importance of the monetary target in the fir- og ‘st place was that it provided the’ Bank of Canada with.” -a clear idea of what it was doing to the econoniy. Un- fortunately, the Bank of Canada set its targets in ter- . ms of just-two-of the things which people’ use as . money, namely, currency and chequing’ accounts - . , they ignored savings -deposits and term deposits. Because savings deposits and term deposits were not: . ’ included in the definition of . money, a.decision of - ~~: somebody to hold their moriey in the form of savings ’.« deposits rather than as a demand deposit influenced ” the total size of the money supply which the Bank.of ‘ Canada was monitoring and controlling. Because the, :. targets were set in terms of the narrow definition, of “mone ~ broader defi and people were operating in‘ terms of the, nition, the Bank: was. bound: to have problems of the. money. supply changing in character. ~ And, indeed, just those kinds of problems began to = ' emerge. Some adjustment in. t * -‘targets to accommodate these changes was necessary: ~ Bothowmuchandwhen?, - ° money supply. ‘Rather than attempt-this process. of adjustment | ef. fo abandon them. altogether, at’ least ' for: the-'sh| q of money, one that. will include all kinds of morey”” which people select 10 use and that: the overall effect On monetary policy will not 2 that great. What will change, Nowe is the ease with which | ‘the financial community can read precisely what. the.“ ‘ Bank of Canada is doing. Increases and decréasés in... the money supply will nat convey. nearly as Much in-* as.it used to do. [twill also make it more difficult fort: . conimentators such as’ myself;to write in:precise.ter-: 7 : ms about what the, Bank of Canada is up to.°l am, ~gute; however, that: ‘that. bat nothing to 0. do o with. the” ‘+ gponsor’: a: draWing’ club, ' ttaditiohal” o.., i “prober hap Ineenes utlook-for: the’ industry,” he. said ‘But Belton: ‘said losses last: year,| for’ cas ally: insurance industry of which ‘Bbout'45- per cent is a ito insupaiiee, would probably exceed $900 i ion ; (inal: tally: this: spring. On. | er. havd tnvestment eas ehic aed mare ts 1 $1 ition ti agi ‘Learning to decorate: Ukrainian easter eggs . may lead to a life- long tradition for . this student. Boys and girls are: enthusiastic members of the wrestllng club, Coach Kelth Gosse points out basic moves to two. novices. Putting. a school newspaper + together: requires after. hours work by a student at Thornhill Elementary.. By ROY GREENING : - Modern technology is blended with traditional activities to provide an exciting spectrum for learning in the 60's at Thornhill Elementary School. With the rapid development ‘of technology, we think it very necessary for children to ‘become aware of how modern society will cope with the new - directions forecast in our lives, Even before schools look at - - the newest methods of communication, children are ~ exposed to: out-of-school experiences through television, electronic games, video recorders and cameras - even computers, ; To enhance the educational program, one glass of grade aix students is buying an Atari 400 Computer which will be wed.mainly forthe enrichment of | * outstanding Mathematics puplis who have. little difficulty. with . the regular math course. Another class of grade five,. ix and seven pupils is buying a computer as well, With the aid. of this computer, the studenta are learning mathematics, social studies, spelling and language skilts., The computer - provides a bonus for the teacher by keeping recortia such as marks and grades, ; The school has now formed a Computer Club to ‘ansist students in learning how to operate the computera.: They ‘meet avery Wednesday after school and, while learning to operate the computer, they. also. receive extra practice in _ basic math, Canadian Geography and spelling skills which aré emphasized in & game approach. . - Theschool hada major fund: raising drive inst December ‘through which aufficient money Was raised to buy a video- cassette recorder. This piece of equipment. will allow. us to take advantage of the ever-increasing supply of video tapes which ate available to support curriculum, There are now tapes available on almost, every subject’ topic at the ’ elementary level; video tapes are rapidly taking the’ place of 16 mm filma for classroom use. In addition, by ¢oupling the video recorder -to a: camera, ‘students ean become - “producera’’ of “video progrdms - a new and exciting _ method of commuiication in the schools, y -, nee are many traditional activities being emphasized inthe school; ,activitles which help round ‘git the pupils’ school life: and promite our’ cultural heritage. One teacher another group ‘of-teachers ia forming 3 a photography Club’which will be taking photos of édbiobl wcities”: A voluntéer’aide in thé schoal has been tetidhiriy bnilairen aid (eachérs how to decorate eggs in the ‘Okraiiign” style, _ Ac ‘dropin’ Chess Club red ty’ ‘a prad ‘seven teacher has proved to be very Pamong the’ ‘sports: sictivitles” basketball has, been high- “lighted this term with teams of grade seven hoya, grade seven girls and a mixed team of grade seven boys ard girls. A-grade six: boys® team ‘has. eompeled favourable. . The "Wrestling. Club has ‘some enthusiastic - members, It is sponsored by’ an equally enthusiastic coach whi has invited both boys and girls” to ‘participate, Ms ‘As we moye into the 1990's, it is our. intention to provide * our students with some basic tools that will’ help them cope with learning techniques: geared toa Yechnoldgical society of : and to have some interesia and skills that t wl serve, their , leisure time necds as well. -