LYNNE CHRISTIANSEN ALTHOUGH YOU wouldn’t know it from this summer’s weather, the Skeena Valley can produce a tasty and wide variety of fruit Just last week I visited a farm property on Graham Avenue on the southside, where ] saw this a great ex- ample of an old orchard, still doing well. The property, belonging to Gordon and Bertha Wat- mough, was developed by Bertha’s parents, Hans and Ester Amdam. The Amdams came to Ter- race in 1941. The property already had some fruit trees on it, but they had been neglected the 16 years prior to 1941, Tam not sure who planted these old trees. It may have been J.K. Gordon, or George Little. The remains of old fruit trees can be found from the foot of the bench, ruaning south all the way down to the river. Mr. Amdam came from Norway where he had studied agriculture at uni- versity, When he came to- Canada he completed his agricultural studies. After all these years, evidence siill A new test for pooches ’ By SADI MCCALLUM SV Kennel Club IS YOUR DOG well man- nered, pleasant to be around? Then perhaps the pooch is a candidate for the Canine Good Citizen award, This is a new test out from the Canadian Kennel Club and it’s open to all dogs — Old fruit trees still pro IWS tv ad ucing TWO TYPES OF pear trees were grafted onto this Mountain Ash on Gordon Wat- mough’s praperty on Graham. ‘The tree is a striking example of what a skilled or- chardist can do. remains of a good orchar- dist. Many of Mr. Amdams skills were passed on to his daughter and son-in-law. There’s a lot to know about caring for fruit trecs, explained Gordon Wat- mough. ‘Trees must be pruned and thinned correct- ly, bear claw needs to be bandaged back, and the crutch of the tree should be cemented, to keep water from settling there, The old know-how has paid off, since the Wat- mough’s trees are heavy with fruit, despite the bad growing season. They pro- duce 12 varieties of apples, and a couple different types of plums, pears and cherries, They also have strawberries, raspberries and blackberries. The fruit begins to come on with strawberries in June and ends with apples in mid-November. Once in a while Gordon brings fruit to the market, however they mostly run a *‘vou pick it’’ type of opera- tion. However, I’m hoping to see some of that fruit at the market this fall. Bertha keeps busy preserving fruit. With the help of her grandaugher, Nicole, (the recipe inventor) Bertha dries and makes fruit leather and a kind of nutra bar, with a wonderful com- binations of fruit and nuts, kkkkk On another note, 1 want to remind everyone to be ready for the scarecrow contest to take place Saturday, Sept 28, Alderman Val George has kindly agreed to judge our contest. There are prizes to be won. Hope to see you and your scarecrow at the market. The Terrace Standard, Wednesday, September 18, 1996 - B3 Hove you ever thought about the number of pevcheaues you'll recive befere you retire? if you aven't, here’s a sobering thought o 25-year-ald who plons to retire at oge 65 has 540 poydoys left. A 45- year-old has only 480, Assuming that you will receive 24 poycheques a year for the rest 0 life, how many do you hove left? Now consider how much you save from each poycheque towards your relirement. For many Conodians, a paycheque barely stretches over the twe- week poy period. The fact is, most of us hove limited time and resources before we retire, But it's important to remember tha! we may live another 30 years after retirement. The challenge is to bridge the gap bet- wean how much we can put asite for retirement and how much we'll actually need. ee There are three ways you con bridge the gap: by saving more, by working longer or by choosing growth investments. Saving more is a good idea, but il’s not always possible, especiclly if you're paying a morigage or raising children. Depending on your jab, working afler og 65 moy net be possible. In any avenl, it’s difficult to tell now how you'll feel about working when you're 65. And even if you da work longer, it’s hetter to work by choice than because of financiol need. That leaves growth investments: putting at least some of your money in the stack market, where there’s potential for greater returns, returns that can outpace inflation. Many people ore intimidated by the complexities af the stock market, They are more comfortable with another, easier way to invest: equity mutual funds which offer professional money management and diversification, Historically, well-managed equity funds have outperformed other types of inveslments over the lng term. In addition, there ore a voriely of mutual funds aveilable, which give you an opportuni- ty to choose funds that match your risk tolerance and lime horizon. “In most cases people ear a finite number of your warking Start counting your paycheques poycheques,” soys Elizabeth Hoyle, vire-president of markeling al Trimark. “So, if saving more or working longer oren’t options for you, you'll have to make your savings work harder. That means starting early with o regular investment program so your money has a longer time to grow. It also means looking at finan- cial vehicles like equities and equity mutual funds because they offer the best opportunity far growth over time.” The earlier you invest in equity mutual funds, the more growth potentiol your money will hove, For example, if, at age 25, you invest $2,000 per year (at the beginning of each year) for 10 years and then stop investing, at 10 per cent return you'll have over $610,000 at age 65. But, if you wait until you're 35 and invest $2,000 for the next’ 30 years, you'll have about $360,000. That's « loss af $250,000, By taking the time now to find the best long-term consistent reclum, you con improve your financio future significantly. Even one percentage point can make a dramatic difference over time. i at the heginning of each year, you place $5,000 in on investment that earns eight per cent aver 3D years, rather thon ong that earns nine percent, you fose out on over $131,000, “There are three things you can do with your poycheque: spend it, lend it or invest it,” says Hayle. "Before you spend onother paycheque, think abou! how many you have left. * How many poycheques do you hove left? AGE YEARS BEFOREREVIREMENT NUMBER OF CHEQUES 25 / 40 960 30 35 840 35 30 720 40 25 600 45 20 480 50 15 360 55 10 240 *bosed on two paycheques per menth 2A Investments Canada Lid, PETE ARCADI _ Branch Manager | (604) 605-760 An indepandent reprasentatlve al Funds offered through PFSL. Investments Canada Lig., Mutual Fund Invastmeni Dei A Member of Travelers Grou Res (604) 698-850 af Primerica Financlal Services) =~ 0% oF See our new All Hot Tubs * one coupon per purchase * cannot be combined with any other special * expires Sept. 27/96 purebred and mixed breed, One member of the Ter- race club has already earned the award for her dog. Con- gratulalions to Cindy Har- vey and her Standard Poodle — Quincy Is Dandee. She had her dog tested out of town, but it shouldn’t be to long before we can hold one of these trials. Belated congratulations to the members from the SVKC who traveled to Smithers for the Fall Fair Fun Match. The judge for the event was Terrace’s Doc ‘complete pump assembly § | ° one coupon per purchase * cannot be combined with any other special * expires Sept. 27/96 floor model luxury series * one coupon per purchase ‘s * cannot be combined with any other special ; * cannot be combined with any other special "+ expires Sept. 27/96 i. expires Sept. 27/96 LENNOX Coulas, AIR’ CONDITIONING «= HEATING Debbie Stainton and her german shepherd — Sun- flower’s Kissin Kris — was the highest scoring dog in obedience. My three collie pups picked up a few prizes too, winning the top female, tap male in the breed and top male, best of breed and best puppy in group. ! Denise Coulas and her : german shepherd won best of breed. Next year we're hoping to see more dogs and their owners from this area. I'd also like to remind everyone that our drop-in dog classes start September 19 at 7 p.m. at the Thornhill Community Center, The cost is $2. For more infonmation on the club call Sadie - 635- 4217, Doc and Denise - 535-4084, Lonna - 635- 3826, ’ f *200." . Off i Heat-n-Glo 4000 Ins Fireplace Lennox Complete Heat Package i : OR Heat-n-Glo 3000 Zero Clearance Fireplace k ENNOGX rT f+ one coupon per purchase a | * cannot be combined with any other special "CLD qe , * expires Sept. 27/96 * one coupon per purchase * cannot be combined with any other special * expires Sept. 27/96 ‘400. Off Lennox GFP3 Inserts ! In Stock Only * one coupon per purchase * cannot be combined with any other special * expires Sept. 27/96 22 Staff over 200 years experience Northwest Mechanical Inc. The kiss of in the plumbing DEATH. 5239 Keith Avenue * 635-4770 or 635-7158 & the plumbing PRITSHCOLLMBIA Out of Town - 1-800-566-7158 eating trade LUNG ASSOCIATION * Box 34009, Station D Vancouver, B.C. V6) 4M2 Prone: 731-5864 or 1-800-665-LUNG J