B12 Terrace Review — Wednesday, February 20, 1991 ; | cHuRCH DIRECTORY Thou shalt not bear false _ witness against thy neighbor. Exodus 20:16 Sacred Heart Catholic Church Maas Times: Pastor: Saturday: 7:30 p.m. Fr, Allan F. Noonan Sundays: 9:00 a.m. O.M.1. 11:30 a.m. ‘4830 Straume Avenue 635-2313 St. Matthew’s Anglican Church Priest in Charge: Holy Eucharist: 10 a.m. Rev. Eugene Miller Sunday School 10 a.m. 4506 Lakelse Avenue 635-9019 Christ Lutheran Church Morning Worship — 11:30 a.m. Sunday School — 10:15 a.m. Pastor: Donald P. Bolstad 3229 Sparks Street 635-5520 Terrace Seventh-Day Adventist Church Sabbath School: Pastor: Saturday 9:30 a.m. Ole Unruh — 635-7313 Divine Service: Prayer Meeting: Saturday 11:00 a.m. Wednesday 7:00 p.m. 3306 Griffiths 635-3232 Evangelical Free Church Sunday School: Pastor : (for all ages) W.E. Glasspell 9:45 a.m. Sunday Services: 11:00 a.m. 6:30 p.m. 3302 Sparks Street Prayer Meoting: Wed. 7:00 p.m. 635-5115 Terrace Full Gospel Christian Fellowship NEW LOCATION: 3222 Munroe Street Sunday Service: 10 a.m. & 6:30 p.m Wednesdays: Mid-Week Service and Sible Study: 7:30 p.m. Church: 638-8384 | "Pastor: Slade Compton Res.: 638-0829 Knox United Church Sunday Worship: Minister: 10:30 am. Stan Bailey - Sunday Schootk: Youth Group: 10:30 a.m. 7:00 p.m. 4907 Lazelle Ave. 635-6014 Terrace Pentecostal Assembly Pastor: John Caplin Sunday School: 9:30 a.m. Associate Pastor: Cliff Siebert Morning Service: 10:30 a.m. Evening Service: 6:30 p.m. 3511 Eby Street 635-2434 The Alliance Church Family Bible Hour: 9:45 a.m. Morning Service: 11:00 a.m. , Evening Fellowship: 6:30 p.m. Ass’t Pastor: Douglas Ginn All are cordially Invited Youth Ministries * Home Bible Studies * Visitation 635-7725 4923AgarAvenue 635-7727 Motor . vehicle mishaps that involve less than $1,000 damage no longer have to be reported to police, The new rule was announced by the B.C. Solicitor ~~. [> General Jan. 18. The previous rule required any accident with $400 or more in damage to be reported. That rule dates from 1981, and the Solicitor General has concluded from ICBC data that $400 "no longer repre- pay for claims and improved Autoplan benefits, plus 1.5 per cent to offset the impact : of the federal Goods and > Services Tax. sg Each year, ICBC +4 determines which coverages, territories and vehicle uses have increased or decreased in relative claims cost. If your premium is changed more than the average, it is because of the various factors which affect insurance rating: PAU ee we mie ee vehicle, where you live, what eee 532 coverage you choose and as where you are on the Claim- eee Rated Scale. Ree us Compulsory Coverage are The largest part of your basic $= Autoplan insurance is made uf? up of liability coverage (to ony) Gd Lat fret adel WANA ad protect you if claims are brought against you by others) and No-Fault Acci- WA claim-free motorists. As we mentioned above, depending upon where you live and the coverage you choose, the’ spe RI REERE fi] ear aT | a. # Collision & 3 Comprehensive ; Each year about a third of all vehicle models are “aged” NEL eM a NIL M, Christian Reformed Church Sunday Services: 10:30 a.m. & 6:30 p.m. Pastor: Peter Sluys — 635-2621 Coftee Break, Ladies Bible Study September-May 9:30 a.m. & 11:00 a.m. 3602 Sparks 635-7207 Ra and the collision premium is zy adjusted to reflect decreased se value. Collision premium Me increases may apply to other ut vehicle models. Comprehensive coverage pre re SAWANT VERARSS vehicle value, use and territory. Sharp increases in windshield, theft and vandalism claims have led ICBC to increase premiums = for Comprehensive coverage by an average 15 per cent. CICBC = : : : =. = : reflect claims experience, : i z fdoda tal the! dy ddebele ced Zedel i STERN eee ld aut _ income in 1991 - 3 per cent to the value, age and use of your Sie dent coverage. Premiums for aes these coverages, including : : extended liability, are being TH increased, on a province-wide zZe = average, by 4 per cent for premiums are also adjusted to | Reportable damage li sents significant damage”. Accidents that result in injuries or fatalities must still be reported to police regardless of property damage. The new rule also makes acci- dent reporting requirements uni- form through Canada. — It won’t, however, make much of a difference to police, who have to do the investigating of accidents and the writing up of reports. AANNNNRNMNANA BUN ANAL N A EMNARA ~~ o we 4 Tait tidadadadadedoprdald’s See anon QNUTTORIOIN Bes zee Ne : a: - NB ue us oy: ze oe HS : ss Ra | - a an eH PREMIUM S Underinsured Motorist Short Term Savings ze zeS Protection (UMP) will cost . 235 232 Wh Why? Prior to January 1, 1991 a 335 aie O pays more: Why+ $4 more. surcharge of 5 per cent of the ae: See Base d on past experience and annual premium has been $53 Se projections, ICBC requires GST Impact charged to people licencing a4 $= 4.5 percent more premium When you buy your Autoplan and insuring their vehicles for < insurance you will not pay the mits go up Terrace RCMP Cpl. Jim Porteus said last week, "It’ll get us away from the real minor incidents, like paint scrapes, but it doesn’t take much these days to do $1,000 damage." Porteus also noted that reporting requirements for motorcycle acci- dents have actually gone down from $1,000 to $600, "You drop a bike off its kickstand, that’s $600," he remarked. periods of less than 12 months Seis 7 per cent GST on your 1991 (short term licence and Autoplan premiums. Financial insurance). This surcharge has gx transactions of this nature are ~—_ heen, reduced to 4 per cent ts exempt. (minimum $20) to make the BH However, ICBC will be short term option even more RE required to pay ihe GST on affordable. a many goods and services it rh urchases. . rst ; WHAT ELSE? 8: ANY GOOD Territories $38 NEWS? For insurance rating purposes, : ° BC is divided into 14 : : Yes. More and more people territories. In the past your zee are participating incarpools = Awtoplan agent asked where = & = and we've made achange that your-vehicle was principally will make carpooling aneven —_gperated in determining your better deal. In the past you could drive a vehicle rated for “pleasure only” to and from work on only 4 days ina calendar month. We’ve in- creased that to 6 days so that, even in the longer months of the year, four carpool mem- bers who own pleasure-rated vehicles can share the driving to and from. work without rerating their vehicles, as long as each of them drives to work not more than 6 days in the calendar month. The change to 6 days also applies to some other vehicle use classes. Ask your Autoplan agent to be sure you are rated correctly. Ee change in your premium may Increased Weekly. aes differ from the average. Benefits xs . As of January 1, 1991 accident victims who qualify will receive increased compensation for lost wages. ICBC is increasing the max- imum weekly indemnity from $200 to $300 provided that does not exceed 75 per cent of the victim’s gross weekly income at the time of the accident. This applies to all new claims as well as to all outstanding claims. Payments will not be retroactive but will start at the new level as of January 1991. premium. Now, for most vehicles, the territory is defined as where the vehicle is “garaged” that is, “primarily sus Ae Le located when notin use”.In -Bgz most cases, this would be the 245 : ’ et vehicle owner’s home aH address. This and other $32 territorial changes have been - BS made to accurately reflect ahs claims experience in different aes parts of the Province. as - BEE N aad ew consequences ah of misrating 46 ICBC hasestablishedanew $48 procedure to deal with the aes . . Res serious problem of deliberate 5% misrating of vehicles. If you 335 make a claim and your BH vehicle is found to be $53 misrated, you will pay ten 33 times the difference between $33 the cost of the coverage you a32 were carrying at the time of $25 the accident and the coverage you should have had, with a minimum of $500 and a aces maximum of $10,000. $33 The bottom line - be sure =5 your vehicle is correctly | rated. coms et Pided t4ibdie WOMAW NAMA: SEAR A PMN MN AE MAMIE: EY MIRAE NNN ph) reg hf —= dobaderaardebitih aN «ME dc aadabad deat! ha diddalides Cr ea NR RN MM BITE: y) NANNMAMANAM NNN NNNEINK: OR, Ba etn.