if They. aré. even “telling convention: jokés about ‘it

Ae
a
i.
ya
-
i
i

| [who arrived i in Hawaii and both imagined the other’s]
oa vacation? {‘Fire destroyed my place but the i insurance}:

-{ hidden ina floral bouquet. 8) had’a: flood. Wiped me a

‘Tjust taken: o

‘Ja nutshell: the owner is over his head in debt and

| There’s no resale market. He leaves the car in the
| parking lot of a second rate,watering hole.and in the

[untrue and totally incapable of belief”.

{specialist formerly with the RCMP and now working

..| that have profit motivations.

TGoing to Blazes and Making Money: All. the Way]:

\ .
By a which haye held meri and waihen ‘tri sitent wonder: for al *
Jean Sorensen, "least 2,000 years, are on dlaplay rae look:ie ropms made “
oe : po They aré:the:Vatican;art treastinda &: ssomibled atthe =
: suring eae mo Metropolitan Museu of Art’ after years of nego and

an ‘ait a cost anid to be about $8 million, They willbe shown ater

Insurance Companies | “et America for many'years.

Getting Burned |
“but Fighting Back. .

Jatnched five or. Ca years ‘ago-to. get’ ‘the show & as part of.
‘the’ ‘opening ‘celebration. of. ‘Canada’s: new: National Gallery!
buiiding; then expected to be ready for 1980, the: ‘gallery’ 5.
these days. did you hear about the two businessmen] centennial. But-that ‘new balding is ‘still’ only: a. -promise.-

business. too’ depressed’ to” afford -ils. owner’ al * . enornfous paintings whlch ‘are reflected in related works in

- the National Gallery. af, Canada’ ‘s. collection: in. Ottawa.

company: paid off,”” says the. first, as-he sips'a drink}.

1. a “Subtitled: The Papacy. and Art, ‘The Vatican Collections’
out. But, | was insured too," ‘says’ the second. The ‘offera sampling of the art and relgious. treasures of all- the’

drinks flowed with the same rapidity and strength asf
the condolences. Finally, the first chap leans over tof’ © Vatican's museums, jibr aries, art galleries, and. churches,

the second, sizing him up with squinted eyes, and
says: “tell me, how do you Start a flood?”
_ Everyone laughs except for the insurance com-
panies, Ripping off the insurance company is on the
level of cheating on your taxes, No big deal. :
Wrong. Ensurance companies have a new message
on the marketplace. Flick that. bick, bud, and you
may be lighting your own financial funeral pyre, In-].
surance companies want to be taken Seriously; not

“WINNIPEG (CP) — In 1979, Winnipeg lawyers Bob
McRoberts and Rick Henderson rocked the Canadian legal |
establishment by advertising on radio and television.

With 20-second spots trumpeting such things .ag- un-
contested divorce foi $330, the fwo- -year-old -firm:.of ©

_ McRoberts, Henderson and Associates ‘was deluged -with ,
“new business and eventually opened a branch i in Saskatoon.

_ Four years later, it remains the one law: firm, ‘to take
advantage ‘of Manitoba’s unique position as .the ‘only
province in Canada where lawyers, are permitted to ad-
vertise on television.

| High costs, tradition and a desire not to conipromise. their
professionalism by appearing back-to-back with used car...
salesmen are cited as reagons why lawyers shun the razzle-
dazzle of the electronic: media, .._ - a

Everytime a rough spot in the economy occurs, the
same pattern shows up. There is an increase in the
number of unexplained fires that occur to. personal
and business property.- -.

‘Press headlines recently claimed ‘hard: time fisher-
men in the Maritimes are‘deepyiting or torching|
their..vessels so they dan colléct!on“the insurance
coverage. Ensurance-<datipaniés sudely weren't sur-
prised by it. It’s just dndther sympton ofthe times. « [-

The Insurance Corporation‘of- B.C.’s fraud squad
has already reported a 10 ‘petcént/increase this year
{1982} in the number ‘of fost!” or'*‘stolen”” vehicles
that ‘mysteriously turmup on some obscure side toad}.

nd redone in burnt char. «°°

In fact, the pattérn is so routine (only. the names
change) that the B.C. Coordinated Law Enforcement
Unit (CLEU) has a composite. The car owner is
usually a young male. The vehicle is .an expensive F
‘muscle car” (late model) that could need repairs. In

~ it,” said McRoberts, whose firm has dropped its radio ads

“and now uses one low-key television spot featuring a well-
dressed’ announcer encouraging’ viewers to drop i in for a.
free consultation and fee schedule.

“In Nova Scotia and New Brunswick . lawyers may. ‘ad-

vertise, in print only, areas of preferred Practice and fees ”

“for certain services. ‘They may not say they are specialists
in specific areas of law,

’ In Alberta and British Columbia, ads also & are allowed in
newspapers and magazines and they may include -the-
lawyer’ sSname, phone niimber, address and fees for. various
services,

Ontario, “Quebec and ‘Newfoundtand appear to have
among the: ‘tightest restrictions: Listing preferred areas‘of

. ‘Practice .and prices is prohibited, as is." advertising in
newspapers; radio or television. ;
The Law Society of Ontario’s professional handbook
"WATTS lawyers’ not to do anything designed to attract —
‘business, a position considered ridiculous by some lawyérs.
“The refusal to allow advertising is to maintain a rather
elitist approach to law that says lawyers 6 are different than .

can’t afford the monthly payments or the repairs.

late night he claims it has vanished. ‘Or,-so he telks
police so a stolen vehicle report can be. processed,
The. vehicle is found several days later on an aban-
doned logging ‘road. Of course, it’s torched. ICBC
pays off...supposedly,

Just how much of a game it has become is shown i in
a 1975 CLEU report which says: “By May 1975,]
there was an average of seven cars a day being bur-
ned, yet, after the (ICBC) strike by employees there
was not°a-car fire for 13 days."’ (if you can’t gel
anyone to process your claim, why bothér?) -

But then, the word hit the street. The CLEU report
continues: “the numbers started to rise again before
the end of the strike, perhaps, because it had been

[discovered that-managemebt-was processing urgenth

claims ‘and ‘under. “such ‘Gnusual ‘circumstances,
fraudutent claims might escape scrutiny,’”

The point being that ICB¢ is aware of the situation
and anyone who writes off the government insurance |.
body asa soft touch probably has their tires and head
checked for air when they pull into a garage. First, let
it be known that ICBC’s investigations team is made
up, of retired RCMP brass who have spent a career in
community detachments. They know the small town, | " pumps.
the people in them, and their foibles. Prices started. to slip from the 42-cent-a-litre range in
ched vehicles, says Don Sandbe 2 sae RCMP ] nearby Castlegar about six weeks ago and have stayed at
officer heading up the insurance fraud squad. [1’s} | ny cents long enough to altract attention -in Trail, 25
easier to trip up a false theft claim than one of arson. ometres away. .

As a result, ICBC will file such a claim.under theft On Tuesday, every gas station in ‘Trall reacted to the.
and wait for the individual to make a false statement.] — pressure by dropping to the high 20s from the low 40s.

Once that happens, the claim can be turfed. __, There. were lineups at almost every gas station. in
What about the vehicle owner who “steals” his] .-downtown Trail, as motorists noticed the sudden bargain,
own vehicle and runs it into a ditch or a tree, spray Bob MacLean, Pacific region public affairs manager for
paints it (hoping for a new paint job) or beats it-with imperial Oil, Said the prices are ridiculous and his company
a sledge f Fe eet oy ee ene, back in his OF- ls barely recovering the cast of government taxes, let alone

> Is

upset. “'You can tell,”” he says with an casy assurance] whens as ex — refining and y margins fe for
that comes from years‘of tripping up the smart guys He said Impérial supports dealers during price wars to

with the fool proof ‘plans! WHat afe the tell tale
signs? Sandberg pasies. Why did the encny? maintain customer loyalty, but does not expect them to slay
that low for very long. —

In B.C., insurance companies have won a land-
mark case which is expected to-impact. on ‘future in- . “We can support the low prices in the stiort term in order
to ensure customers are given a competitive price, but we.

surance claims, The case-in question is:the Allison
Motor Hotel in Vernonj'B.G:, which ‘was found _ couldn't do it in the long run. We are confident prices will
return to a resonable level.”’-

ablaze May 22, 1977 and declared thé work of an ar-
sonist. The hotel's - owner wis"Subsequently found
with burns on his body, his car keys were found inf . Don: McLachlan, co-owner of a Trail Gulf station, and
Gordon Gattafoni, co-owner of a Petro-Canada outlet, both
- said the price-culting in Castlegar affected their bysiness.

the hotel, his car nearby, and he had returned home
unexpectedly after telling" his family he was out of
They said their Parent oil companies. guarantee them
minimum price margins a litre so the retail price does not

town.’ The hotel was having-business problems; the
real estate market was off, and there was a $850,000
insurance policy on the property, The owner was] . affect their revenue,:
“Tt must be costing thé oil ompany a fortune, " said
McLachlan,

charged. with arson but’ RCMP couldn’t make the

case stick. The owner was cleared of charges, Hethen} :

launched civil action against the insurance companies 3 te

which were with-holding payment, - MacLean said Liapetlal normally would expect to
In December 1980, Mr. Justice Albert Mackoff of | wholesale its product al 41 cents a litre and allow retailers a

the B.C. Supreme. Court handed down a ruling. The four-to five-cent_ markup:

insurance companies ‘didn’t have to pay. He declared He said there is no rational explanation for low prices in

the owner's evidence ‘‘in every'aspect to be patently the West Kootenay, calling price wars emotional shootouts.
. “Reason went out the door at 40 cents a  Iltre. nm

War: ridiculous. _

TRAIL, B.C. (CP) — A gasoline} price war that sent prices
plummeting to.as.low-as 23.9 cents a litre in the West

company executive, but loca! motorists are lining up at the’

<

-Thé B.C. man key in bringing about the Allison
Hotel fire decision. was Dan’ Lemieux,:an arson

with the Insurance Crime Prevention Bureaux, a
national body’ that ‘probes suspicious fires For in-
surance companies. - |
“Ina criminal trial you have to satisfy the judge ort...
jury beyond a shadow of a doubt where as in a civil:
trial you go on the degree of. probability,”* says
Lemieux, adding iiisurance companies like the court
decision and will not be as eager to shell out in blazes

A textbook insight to “‘burning-for-bucks”’ has
been: written by Simon’ Fraser Unjversity
criminologist ‘student Teresa . Mitchell-Banks. The
student, from Prince Rupert, authored the report

which was judged best 1982 North American ‘student!
paper by the U.S.,. Academy: of Criminal Justice]
Science. .The report is an intriguing’ study of the]
weaknesses of the insurance indusiry and also how!
arson for. profit scams are rigged. It rates as'a must
for fire deparment staffers required reading even if
much of the case study is derived from U.S. files: -.
One of the really tough elements that enter into ap-._
prehending the individual who burns for bucks isthat °
the crime filers into the white collar fringe. a check |
of newspaper files across Canada finds fire officials, -
lawyers, MPs, and other uper- crust or establishment.
characters implicated | in arson charges over the years. a

in the U.S. there Sn fire brokers; anions who
will aufrange a fire, pay off fire ‘officials to- trample:
evidence of instirance investigators to ignore it. ,
No one. likes. to think of kind. Mr. ‘Soandso as
someone who commits arson [raud. But, it does hap-
pen. And, more to the point, individuals who commit
thesé property crimes: are needlessly asking firemen
i der life and lim® to bail them out of their financial
unders. .

o Chriat

roar Chicago ‘and San Francisco; and. will not. be seen gain in

> ‘Bernini, the ‘mari responsible’ for the. “main. tar at's

> Included in the New York’ show area bronze bust and two”

“sis not. known. ‘It wag. carved in-Rome about! 135 -A'D..'by
some dnkiown ‘Taber, :copylng, 2 Greek Rronze’ ginal

Canadian lawyers advertise

7 address and times of ‘operation. a

"meeting a year ‘ago.

“Most lawyers are so conservative they wouldn " think’ of ,

; 1979, opening the dog. to: McRoberts and Henderson and

colleagues. and.Cantor calls him an embarassment te the

~ Kootenay is “absolutely ridiculous” according to one oil

~ What he did: say, it appears the survey.concentrated on the .

"of: specialization,. not whether. the public » would, like to see
_ more lawyers advertise,

cluding the eacury of S rearm, ith ack cloak draped aver‘his’ sHowlder. and the® .
itself Whales gpa ar, ih» cl me ett tthe
\ Led bso mt a highent ideal of art among all the he seek sania that | i

a, parte. .Now they’ have. been removed to’ yeveal hig vs
bea And he has ‘been strengthened with interrial o
wedeasrs ata pedestal in
the fourth room of the Metropolitan show, surrounded!
electranic! desler: — ‘like all: ‘works in the ‘exhibit

ra are.
or the Sistine Chapel; The: Mitasdious:
number of sculptures by Gianlorenzo

‘Peter’s.and much of ‘ts internal and-extérnal decoi
“and paintings by Zeonitdo-da Vinci, | Cari
.thodern: art, Henri Matise, <>” ay
The: Apollo. Belvedere has stood in one of the: Vatiean's 5
formal gardens, the’ ‘Belevedere, ‘sinc’ /at : ‘Teabt"“1509, and:
- before that in another church garden, but its éarlier history *

‘in piece 1 from yh Bebe about 50.B.C.; ‘showing ‘reat,
inspiration for generations ofa -artisis, » vee

general’s monumental statue’ ‘which, it-is: said, bis widos
‘Had set-up in her own garden.for a-quiet remembrance
him about: the. time of. the birth of Christ.. °:. utes
The. cost of: insuring, ‘transporiing; mounting, displaying.
vag cataloguing a show like thia is enormous. Phillip Morris.
: Inc::.

dating. from 3$0.B.C.:
Since its discovery at the end of the Dark Agéa, this 2, 25.

‘alone ‘granted the: Metropolitan $3 million. Pan;' Arh” ,
meire-tall male nude, naw missing his left hand and right”

provided the. transport. 4 An agency of the’ Uy s. governt ent :

: ‘The show’ is a ‘panoramia of pre-Christian, Christian, and

“non-Christian. art, with plenty. of saints’ and : ‘martyrs,

| Reliquaries: and, altar. pieces,” copes. and other .churehly

- regalia, :

* Oldest: hittin work 6 on display Is the front of a marble
*- sarcophagus’ from. about: 370 A.D., known as the Traditio -

“Legis, showing a. youthful Christ, seated above heaven;

‘ représented by’ an angel’s Mantle, giving a scroll, of the Law -

to Peter. 2. ;

“There ara parts of mosaies fram Old St. Peter's ‘5, bullt on

is ‘the site of Peter’s grave after his crucifixion about 65 A.D.
and the site of: the first church ordtred-by the Roman eni:
-peror, Constantine, ‘In the 320s. Thé cornerstone of the new
and present St. Peter’s basilica was put in place in 1506 by .
‘Pope Julius il,- -and : ‘Urban VIII consecrated it in 1626. -
Raphael and Bernini. were among its chief artists, aa

“Bernini did two: major marble busts of his patron, Pope |

-Urban VIO. One of ‘them is in the National Gallery | in

Ottawa, while a bronze casting is in the Vatican show. The

two: are’ nearly’ ‘identical. : :

" An‘the: picture ‘éollection, two enormous. works, each
measuring three-nietres tall, ‘iHustrate the early years of
florid, romaniic, : Jifelike work in oils.

:‘Mlchelangeld ‘Merisi, called Caravaggio from his ‘blr-
thplace near. Milan in 1573, became a. style-setter in his |

| churchly paintings: though he led a most unchurchly life. °

Caravaggio emphasized light and shadow, and always -

- used live models for-his figures. He was so ‘determined to

. captitre realism that some of his church commiissions were |

_ tejected hetause he painted saints with dirty feet. .

' Caravagglo’s 6 The Deposition shows Christ’s body being. -

. placed on a stone, slab or aboul to belowered into a tomb by

- lwo men, ‘Nicédemus and St, John, ‘watched by. 3. sorrowing

. Virgin’ Mary. ‘and Mary. Cleophas with her. arms , out-

stretched dramatically. oo.

The artist , ted it ‘in 1604, and ‘used. some s artistle ;
freedom’ in the composition, since the Virgin and St. John «.
were not known to be at the. entombment;- ‘necotding to
: scripture, —

‘Peter Paul. Rubens, ‘the Antwerp artist. who became “a

- leading exponent of baroqie art, studied Caravaggio’s work

n:Rome inal ut. 1606, .and_after his re to. pwenp -

Binaang aN ae. fi Me return Ay

- Almost. an exact, copy of: Rubens’: painting — ” though

"smaller at 88 centimetres in helght, and with Mary ©
. Cleophas moved to the left and made almost obscure —isin

the National Gallery in Oitawa, =

-The other huge painting i in the Vatican show’ is ‘Nicolas

‘Poussin's The Martyrdom of St. Erasmus, a gory scene in

which, ihe old Cleric, stripped: and lying on his blshop’s:

“robes, i is havinghis bowels pulled out and wound on a winch. .
~" Tt was the: French. artist's first commission in Rome, -
intended for the backdrop to an altar in a transcept of St.
Peter's. A smaller. version of It also by Poissin, is In the
National in Otlawa.

‘The Vatican’ exhibit now is open to members of the.

Metropolitan and guests of its sponsors, but tickets are on
_ Sale for the general public's admission from Feb. 261o June

12, any day but Monday.

store owners,’” says well-kriown “Ontario lawyer Ed:
Greenspan... ---
“They are not, They are selling goods?
The vast .majorily of lawyers in Manitoba do’ not: ad. :
vertise beyond a discreet reference in the yellow pages. of ©
the telephone directory’ ‘listing, their’ name, pane rumber,

Allan Cantor, prealdent of the Menitoba Bar. Asiocition;
pays few: lawyers | care about advertising: Only a handful :
showed up fer a ‘debate’t on the Subject, at a Bar Association :

“It’s simply. not ‘a “burning issue, ” sald Cantor, whose ©
association represents’ ‘about 1, 100. of. Manitoba's 1,300
lawyers. .

Winnipeg lawyer Vie. Savino. ‘disagrees. Poe

He has been challenging an attempt by the’ Law, Society of
Manitoba toset limits on legal advertisements, Savino says
the restrictions contravene the Canadian Charter of Rights -
an nd'Freedoms. ° -.”

Savino, who works largely through Legal Aid: hasmade a
- ‘reputation in Manitoba sticking up for. the underprivileged.
‘He has’ taken | on cases, involving Indian Jarid- claims and |
represented: ‘tenants-in their. fights ‘with landlords...

"He decided to ignore a‘Law Society regulation that bars
lawyers from advertising specialized areas of practice and
was fined $1,600 by the society for professional misconduct. °

‘I feel quite insulted about being accused of professional
. misconduct because of some stupld rule,”” said Savino, who

_ has appealed the. decision. to the courts...
» The Law’ Society first relaxed its rules on advertising i in

allowing freedom to advertise in any medium. At that time,”
lawyers could’ advertise prices and Specialties. an)

: Savino views the suspension of some of those libertles a’
"year ago as ‘simply a case ofa few well-established firms’ -
threatened ' by, ‘increased Competition taking action’ to
protect, themselves; :
‘-His-stand has-not aitracted. much: publie support from -

CEs eeae Guns wins be

profession, :

As for the Law. Society, it justifies its ban ont advertising.
of specialties by saying there exists no way of dcensing or
otherwise recognizing Jawyers who. -are competent lo.
. practice in certain areas. . .. .

Graeme Garson, the sotiety’s chief executive officer,
“says the rule was put in v place pending a a ‘review by the
society. .

A public opinion survey ¢ on the imatter was s caminissioned
andthe results of the survey are now being studied...

Garson refused to release any of. those results: but from

Law Society's fear that-the public may be misled by. claims

di 9

"DMINECA BUILDING SUPPLES
_ SMALL MOTOR SHOP

‘SALES ANDSERVICE FORMOST’

bus ness

“ABVAN BUILDERS LTD.

* Residential Commercial
Custom Homes ae

‘Your lot  Chainsaws?Lawnmowers & Pumps
635-5628 2 epeestusinana:
‘Remodelling - | Renovations | . | (HOMELITE)
‘Abe VanderKwaak 3671 Wainut pr. 2 hoe AUTHORIZED HOMELITE cr ALER

Terrace, B.C. ~ R.R.Nos4

“ICBC: Claims

4818 Hwy, 16 West

Terrace

Windshield & Auto Glass — Custom.car. stereo’ installation
Specialists ‘Handled —: Service on most brands
. tv's, and stereos; 5 a ‘
ALL. AUST, Promptly —s ‘Service. on: ‘Sony, RCA and :
j .. Sanya. video recorders. |

TERRACE ELECTRONICS
1635-4543

Zz - 2903 Kenney St.

- anVAKeITH
TERRACE
"630-1166

3 DENTE RPRISE
° ; KITIMAT.
602-4741

“Always wanted a log house?
Plan | } Now w with

acaba EATING, VENTILATING
_ AND GAS INSTALLATIONS up,

ye oa Berne Sring._

“ ae

“s “$5299 KEITH AVENUE

pen Lovers
"TERRACE, B.C, Vag 12" ,

"PHONE apa 7

‘ae
3