(a) INDEMNIFIES the City and SAVES the City HARMLESS from any and all liability whatsoever arising as a result of the Encroachment or this Agreement or both including, but without restricting the generality of the fore- going, any and all Claims for loss or injury to persons or to property due to the Owner's negligence or to the Owner's failure to comply with the City's bylaws or any one of them or with any provisions of this Agreement; charges the Lands in favour of the city for the payment of all sums which may at any time hereafter be payable by the City in respect of any claims, loss, damage or expense of whatsoever kina arising from the construc- tion, maintenance or existence of the Encroachment or from the acquiescence of the City herein contained; and agrees that if as a result of this indemnification and save harmless provision any moneys are owing at the end of any calendar year by the Owner to the City under this Agreement but not Paid whether by default or otherwise, the moneys owing are hereby deemed to be a Charge or lien on the Lands with priority over any claim, lien, privilege or encumbrance of any person except the Crown and this charge does not require registration of any document except this Agreement to preserve the charge and in addition to all other remedies the City has for the collection of the moneys owing the amount of the charge may be collected by. the City in the same manner and with the like remedies as ordinary taxes on land ana improvements under the Act.