A8 - The Terrace Standard, Wednesday, January 20, 1999 Sade eral manager Lou Poulin w Off the rails IT WAS TWO incidents in one Jan, 13 when this rail car derailed in the West Fraser yard. As it was being pulled back out to the main line it tipped off the tracks next to the highway. West Fraser workers went in with forklifts and removed the bundles of lumber. “We never broke ane package,” says gen- More building forecast THERE SHOULD be more building in the city this year than in 1998, says a senior city official, The possibility of an elementary school on the Bench and a start on the Dr. REM. Lec Foundation’s suppotlive housing project beside Terraceview Lodge top the list of potential large needs of businesses looking to ease lease or rental costs. “They'll be splitting up and offering smaller spaces. Rather than lose somebody, they'll make that accom- modation and then look for another tenant to take over the surplus space,”’ said Gipps. kk kkk Marylin Davies of the Dr, R.E.M. Lee Hospital Foun- . dation, which wants to build Supportive housing beside Terraceview Lodge on the bench, says it is progressing well, A number of deposits have already been received and more news will be released soon, she said. projects, says senior build- ing inspector Paul Gipps. As well there's a $500,000 : project in the construction - of a neighbourhood pub on Highway 16 West. STEAK COMBO For the month ‘of January, enjoy a “This year will be better - * . than the last one,’? said . Delightful Steak Combo . Gipps of the just over $8 * $ 602 sirloin with fantail shrimp,scallops & all the trimmings net ‘ sts . : F 95 million in building permit oy 1D values issued in 1998. ‘ That figure was far short: of the more than $20 million _in permits issued each year col GIN Nc in the mid to late 1990s. A702 Kakelse Ave, ‘You're definitely going Ph: 635-6902 fo see a lot more activily,”’ | Gipps added, . “It’s very hard to tell right now, but we are getting lots: { of inquiries,”” a One busy area will be in, § where good ee a renovations to existing “& food brings Se buildings with fandlords” the family } together! dividing up units to mect Snowboarders come in early to get the best seats. Friday; January 22 & ° J _ Saturday, January 23" There will be games! Prizes to be won! | Located in the Coast Ina of the West } * The North East corner of the arena hill has been officially designated by § the City of Terrace for the Park's sight. Construction will begin this spring. The Terrace Youth Action Society wishes to thank the following people, groups, and businesses for their generous contributions towards this youth project: @ Terrace Rotory Club Terrace Do-It Conter Skeena Vallay Rotary Club Br. Nicola Berton Northern Savings Credit Union Terrace Correctional Center | Cyprus Forest Consultants Mr, Mikes Grill Terence & District Credit Unton RUINS Dr. Pou! Clark Linda Howes Terare Skateboard Assocation —Skeena Cellulose Kitimat /Terraca Labour Counell § Aqua Ceor Boitlers Finning Dr. Redpath f Copperside #3 Terrace & Distrkt Teachers Uston = Alcan BC Hydro Jim & Anna Heid Royel Bank Telecommuntations Workers Neid Enterprises Skeena Mall Merchant Assodation Alice Compaynon Sy Sterrit & his musteat friends Macklin Rides Skeena Peoject Services Moore Contracting Wade Contracting Overwalten Safeway Northam Drugs City of Terrace Thank you also to Benson Optical, All Seasons Source for Sports, Coast Inn of the Wast, Rich McDaniel, Norther Savings & Credit Union, Ruins & Hava Java for supporting our past raffle, Congratulations Cathy Joseph of Maricetown - winner of our quilt. ; If you ore interested in assisting with this community project, or wish to make a donation plase contact _ Maureen Haworth 638-0263 or Ron Craig 635-2353 ICBC claims drop THERE WERE fewer acci- dent claims filed with ICBC in this area in. 1998 com- pared to the year before, in- dicate statistics gathered by the provincial crown corpo-. | ration. Oo The decrease was slight, just under 1 per cent, with 7510 claims filed: in: 1997 . and 7,444 in 1998, But there were 648 claims filed in December 1998 compared to 573 in Decem- - ber 1997, a reflection per- haps of more snow last month than for the last month of 1997, And there were 239. injury claims filed in 1998, an in- crease over the 224 in 1997, Five death claims were re- corded in 1998 compared ‘to three in 1997, Across the provinec, there were 992,258 claims filed in 1998 compared to 1,002,266 in 1997, says ICBC official Sam Corea, He credited the drop in ac- cident claims © filed to heightened enforcement of speed laws, more educa- tional programs and a grow- ing safety awareness among drivers. Lift weights, Cry lift your spirits! %/ anc Rect time youre canying the weigh! of Shoring o Hoolhicr Fut” }] = Pa ATCPaTION sen Borrowing To Make Your Maximum | RRSP Contribution - How To Implement A Profitable RRSP Loan Strategy Asan investor, you understand the importance of contributing to your ARSP and providing for your retirement.. RRSPs provide immediate tax savings and. the compounding of potential teturns over the long term. However, what you may not have - considered is borrowing -to-make your maximum RASP ~ contribution. With the ever-increasing life expectancy and early retirement of many Canadians, we all run the risk of outliving our savings. So investing wisely should be one of our top priorities, Nonetheless, Canadians, who have one of the most flexible and generous retirement savings plans, tend nat to use them to their advantage. Canadians generally make an average RRSP contribution of about $4,000 per year, using only about 13% of their eligible RASP contribution room. For 1999, you are allowed to contribute up to $13,500, or 1.8% of your 1998 earnings, less any pension adjustments, into your RRSP. to take advantage of your RRSP opportunities and to establish a long-term growth plan - you should . Peter Areadi. Personal Financial Analyst Primerica Financial Services In Terrace make your maximum allowable contribution during each or your “working years’. Making the maximum RRSP contribution can seem overwhelming. However, if you find that your RRSP contribution room is substantially more than the available cash you have on hand - consider borrowing to make up the difference. H you can repay the money you borrowed in one year, this becomes an excellent strategy by which to keep your RRSP growing. Investors who borrow may benefit for a number of reasons. First, your RRSP grows faster when you make regular contributions up 10 your maximum allowable amount. Second, you may receive a larger tax refund as the result of making a tax-deductible RRSP contribution, and this refund can then be applied towards the repayment of the initial RRSP - loan. Finally, in today's -low interest rate environment, the interest payments on a ARSP loan may be minimal. We can help you find the best method by which to make your ARSP contributions and help you select the funds that are right for you. For more information about how you can build your RRSP, contact us today. Please feel free to contact me with any questions or camments at: , 635-7800 or 1-800-295-7676 arcadipfs@kermode.net Your unit valua and invesiment return will fluctuate. Important information ebout any mutual fund is contained in its simplified prospectus. Read your prospectus carefully before investing. - Automotive * Industrial + Marine Quality Workmanship From Journeyman Machinists At Competitive Pricing AUTOMOTIVE & INDUSTRIAL SUPPLY - Machine Shop Engines - Stock or Performance + Cylinder Heads Gas & Diesel oO ‘Engine Block Honing & Boring © -------r Pressure Testing So State of the art head-resurfacing & rebuilding equipment Fly wheel grinding 4641 Keith Avenue, Terrace, B.C. - 635-6334 149B City Centre Mall, Kitimat, B.C. + 632-2224 Out of Town 1-800-663-3901 4921 Keith Ave., Terrace, B.C. . Fax 635-5050 Phone 635-3478 _NEID ENTERPRISES LTD.