Tenant shall not be responsible for any loss or damage caused by

structural faults in Kilmer House,

(o) The Tenant shall provide liability insurance in a
Minimum amount of $1,600,060.00 to protect against any claims
that may be made against the Tenant or the Landlord in respect of
the Tenant's use of or presence in the Premises or the lands on

which the Premises are located and such insurance shall include
the Landlord as a named insured on such policy and the Tenant
shall provide the Landlord with evidence of such insurance

coverage.

LAND USE

6. The Premises shall be used only for a licenced day care

facility.

GENERAL PROVISIONS

7. This Agreement shall enure to the benefit of and be
binding upon the parties hereto and their respective heirs,
executors, administrators, successors, assigns, employees,
agents, officers, elected officials and invitees; the masculine
shall include the feminine, body politic or body corporate and
the singular shall include the Plural as the context and the
parties so require; time is of the essence and any notice
required to be given shall be sufficiently given if delivered to
the parties at the respective address first shown above and shall

be deemed to have been received on the earlier of personal