Gryphon Trio comes to town ONE OF CANADA’S premier chamber groups com- es to Terrace this Saturday. The Gryphon trio brings together the energy, expe- rience and talent of pianist Jamie Parker, violinist Annalee Patipatanakoon and cellist Roman Borys. The trio seeks to extend the frontier of traditional piano trio repertoire and to offer a vitalized approach to chamber music, Patipatanakoon and Borys have performed together since 1985 as members of Trio Lyrika. They are now . joined by pianist Parker, who in addition to his many international recitals and concerto performances, has appeared in chamber music festivals throughout North America, The Gryphon Trio has performed throughout the U.S., Belgium, France, Germany and Canada. Their repertoire includes works by Canadian com- posers Patrick Carrabre, Andrew MacDonald and Chan Ka Nin, as well as picces by Dvorak, Haydn, Schubert, Brahms and more. The trio will perform in Terrace on Saturday, Janu- ary 27 at 8 p.m. at the REM Lee Theatre. Tickets are $18 for adults and $15 for students and seniors, and are available at Erwins in the Skeena Mall. The Gryphon Trio will also be holding master classes in both strings and piano on Jan. 27, For in- formation and to register, call Jose Coosmans at 635- CORREAVARE | ah! STOPPERS 635-TIPS The Terrace Standarc, Wednesday, January 24, 1996 - B3 HOW HEADS and teeth work is the subject of Brandin Eakin's science experiment, which he plans to enter in the upcoming science festival. He has quite a collection of skulls, including a moose, wolf, martin and squirrel skull. Getting involved with science Contributed HOW DO batterics work? How do crystals grow? Visitors will find the answers to these and many other questions during the upcoming science festival, Jan. 25 - Feb. 3. As in previous years, this week-long celebration of science will find many students in Terrace and Thornhill schools literatly up-to-the-elbows in hands- on experiments and classroom science demonstra- tions. Local professionals, including a doctor, dentist, veterinarian, geologist, and fishery and forest tech- nicians, will be talking to students from grade three to seven in all the elementary schools. For some it will be their third ycar taking part in the festival. For the younger kids in kindergarten to grade two, the schools are bring in aqua kits from the Vancouver Aquarium. The activity peaks on Saturday, Feb. 3, when hundreds of student projects and experiments will be on display at the Caledonia school gym from 9:30 to 3:30, Judging will take place the previous day. Some of the memorable experiments from past scicnce fairs include one on batterics and one on whether or not you could tell if cats were right or left pawed. But the science fair isn’t just about looking at ex- periments, it’s also about taking part in them. Plenty of contests are scheduled throughout the day at Caledonia including scavenger hunts, egg drops, a recycling contest, a tree ring counting contest and more, , FREE SEMINAR ~. Thinking of a GIC for your 1996 RRSP? Here's the best reason to think again. If the objectives of your RRSP investing is superior returns with reduced risk, there are many reasons why you shouldn't settle for a GIC. By attending our free seminar, you'll learn how we can help you to apply the latest “efficient frontier’ asset allocation techniques to your RRSP -- and build more consistently rewarding returns. You'll also scientifically establish your real needs for growth and income and risk tolerances... and | "+ find out. how to select‘an individual portfolio that’ will precisely meet them." oe Our featured speaker is Pete Arcadi. Pete Arcadi an experienced Branch Manager who has helped hundreds of Canadians to build better RRSP returns through asset allocation. Don’t miss out. Seating is limited. Please RSVP to Pete Arcadi at 1-604-635-7800. TERRACE: KITIMAT Sunday, February11 Sunday, February 18 Coast Inn of the West City Centre Motel Banquet Room 2:00 p.m. 2:00 p.m. P< PRIMERICA wail 2 Financial Services A Member of TravelersGroup) PETE ARCADI BUS: (604) 635-7800 3573 A. Larch Avenue Invest wisely: [mportant information about this mutual fund service is contained in the simplified prospectus. Investors should obtain a copy from their investment advisor and read it carefully before investing. Unlike GIC’s, mutual fund investments ‘are not guaranteed and unit values and investment returns will fluctuate. Taking Control of your finances Your financial security upon retirement is pur- ely in your own hands. Sadly, even though Canadians are being made increasingly aware of this fact, many have abdicated responsibility for their financial futures by doing nothing to plan for it. The good news is that with a little bit of fore- sight, and a comprehensive financial plan, your Tetirement years can truly be golden. |.) The road to financially security in your retire- ment years begins*with the realization that in many cases, the only income you will be able to rely upon will come from your own savings. Very few people can count on a generous employer pensions plan to help replace employment income. Government pensions and old age secuti- ty, which currently only provide around $12,000 a year in income, may not even be available ta eve- ryone , 10 or 20 years down the road. To maintain your current standard of living upon retirement, you will have to save enough money to pay yourself, However, because of inflation, the amount of savings you will have to accumulate to maintain this lifestyle may surprise you. If you’re 25 years away from retirement, and think you will be hap- py living on an income of $35,000 per year, in 25 years you will need a yearly income of about $120,000 to maintain you current lifestyle, assum- ing an average inflation rate of 5% per year. And that’s only for the first year of your retirement. As you grow older and inflation continues to eat away at the value of your money, that figure will increase. . | Fortunately, there is something you can do to provide yourself with adequate retirement incame-develop a comprehensive personal finan- Contribute to yerr RRSP now to take advantage of the power of compounding, The sooner you start investing i your future, the sooncr that future will be realized. For more information, call: C.G.“DUD" HALLOCK, Representative Bus./Res. 635-4273 5133 Agar Ave., Terrace B.C. V8G LH9 @ Registered telerik of Telit davestinewt Matagenient Ine, TRIMARK tL SD performance os of December $6, 1995 All returns, audited by Erast & Young, Chartered Acconaicons, are historical anata! compounded rates of retuen GREAT PACIFIC MANAGEMENT CO. LID. (EST. 1965) Member of the Montreal Exchange JACQUES PELLETIER, Representative Bus. 638-8581 4648 Lakelsc Ave, Terrace B.C. V8G IR2 and reffect changes in tenit value and distributions reinvested. They da tet take inte drcount sales chaiges A or administration fees, payable by wnithalders, which would hase rediced returas, Past peifarmanee does noi fo" ¥ guarantee fitute results, Your unit val a im este irae wil Pca. in information cbuut am MUTUAL FUNDS mindual fiend is contelacd in its shnplified prospectus, which should he wad carefully befor tivesting. Copies af the plespectis ate dvaileble from the financial adviser Usted above or from Trimat kt lavestriet Management Inc. We Manage. To Out perfor. mm Resiuied by ‘Tink tnvestment Management [ne EE eG sah a ee “know where you're going, it’s easi-. ways to save enough money is to begin as early as possible. If you start saving $3,000 per year at age 30, your investment could grow to over $250,000 by age 60, assuming a 6% annual growth rate. If you Start investing the same amount at age 40, it will only be worth approximately $115,000, lege: cial plan. A personal financial plan is a set of integrated strategies designed to achieve your long and short term financial objectives. Part of the process of developing a financial plan is figuring our how much money you will need to live comfortably when you retire. 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