Page 4, The Herald, Thursday, June 19, 1980 (TERRACE/KITIMAT) ~ daily herald General Office - 635-4257 Published by — ‘Citculation - 635-4357 - _ Sterting Publishers PUBLISHER —_. - Calvin McCarthy EDITOR - Grea Middiatan CIRCULAL ION we “TERRACE & KITIMAT 635-6257. Published every weekday af 3212 Kalum: Street, Terrace, B.C. A mamber.of Verifled Circutation, Authorized as second class mall, Registration number. 1201. Postage pald In cash, return postage quarantead. . NOTICE OF COPYRIGHT The Herald retains full, complete and sole copyright In any advertisement produced and-or any ediferlal or photographic content published In the Herald. Reproduction Is no? permitted without the written ‘parmission of the Publisher. face's, SO The Supreme Court of Canada decision which scraps the part of the -Féderal Fisheries Act prohibiting logging operations in water frequented by fish Is unfortunate but not entirely unexpected. The federal fisheries department has not had the best of track records in. court. The Act is In many ways too broad and gives the department sweeping. powers, but powers they can not enforce. - For legislation to be effective It has te be specific enough to be interpreted in a court of law. Judges need to be able to © clearly decipher legislation and make rulings which are consistent and not subject to reinterpretation and thus a different ruling by ‘a higher. court. It is very likely that the provincial forest ministry will take advantage’ of -this set back to the federal fisheries department, an old adversary, and allow - the failing forest industry to go for |. ‘higher profits. While the provincial government is now in a position to run roughshod’ over the federal body and logging companies are free to log over streams, the fisheries industry may — being dealt a fatal blow. = The second In aseries By GORDON HARDY A Vancouver landlord was recently horrified to discover that his departed tenant had, without permission, painted the entire apartment black. Except the bathroom, which was painted fluorescent orange. B.C. Rentalaman Jim Patterson recounts that the landlord was permitted to keep the entire security deposit in order to re-paint the apartment back to suit more conventional tastes, Patterson, who with his 25 officers acts as a provincial mediator and arbitrator in landlord-tenant disputes, eays many ot the squabbles that come to him involve security posits. Under the B.C. law - the Residential Tenancy Act - a lan- diord is permitted to ask a new tenant for up to one half of one month's rent a8 a deposit against damages to his property. , When the tenant-moves out, the deposit must be returned, with interest within 15 days if the tenant has not left ahy damage or unreasonable mess behind. ; The law does. allow for reasonable wear and tear on an apartment but Allan MacLean, a Vattcouver lawyer who ' frequently handles landlord-tenant disputes, cautions that “imreagonable wear and tear is a term about which landlords and tenants have been feuding for years and years,” "If you've been there for three years and the landlord hasn't painted, normal wear and tear would certalnly include scuff marks, But it wouldn't Include a broken window,” he SAYS. Patterson tells landlords that normal wear and tear depends on who they are willing to rent to - “If you rent to tenants with children, then obviously the nermal wear and tear on carpets is greater." - “But we would not buy an argument that because you rented to a smoker you had to accept burn holes all aver the place,” he says. . The same reasonableness test applies to cleanliness. Patterson sayshis office allows landlords to claim part of the security deposit if cleaning up after the tenant leaves takes them more than an hour per room. Both MacLean and the Rentalsman have suggestions on how to avold disputes like this. The Rentalsman recommends that landlords and new tenants make a joint inspection of the premises and {ill out a report detailing the conditions they find. MacLean tells tenants, “If you hava any doubt about getting your security deposit back, for heaven's sake, make - out a condition of premises report. If you can get the landlord . to signit, so much thebetter. And if you can’t, make out your own, anyway.” * “The same thing when you're moving out,” he says, “If you think there's going to be any hassle about your landlord returning your security deposit, elther ‘move with the assistance of a rellable witness who can testify the place was apic and span, or take afew photos before you go." Aside from damages, landlords can maxe a claim on all or part of the security deposit if the tenant fails to pay rent or does not give proper notice of leaving, A tenant must give one month notice of leaving before the beginning of the month, If he leaves without giving notice, the landlord might suffer loss of rental income because he has not had the chance to find another tenant. If a landiord feels he's entitled to keop the security deposit, - or part of it, he must obtain the tenant's written consent within 15 days of the tenancy. If the tenant objects to the landlord’s claim on the security deposit, the landlord must file a claim with the Rentaisman within 15 days of the end of the tenancy, In practice, however, the Rentaleman often allows claims after the 15 day period. Legislation ia now being considered in Victoria which would extend the claim period to 30 days.- Sometimes the amount of damage or rent due is more than the amount of money in thesecurity deposit. In this case, the landlord may have to start a court action, usually in Small Claims Court, against the former tenant. He must do this within 15 days of the end of the tenancy. However, legislation under consideration in Victoria would give the Office of the Rentalsman powers similar to Small Claims Court in feciding disputes ‘ike this. While the Rentalsman or a court is considering a dispute aver a security deposit, thamoney remains with the landlord. -. creditcheck,... But that ddes not account for all the:people who 7 ae BURNS LAKE, B.C. (CP) — Thirty years ago, when a company with 8 years ago, when a company with a grand vision wanted to reverse a river's flow and bore a hole through a mountain it was easy to get govern- ment approval. ¢@ appeal of industrial davelop- ment in a remote area, the scare of -the global war and hints that the company would look eldewhere Lf It not get cheap energy were all levers that helped the um Co. of Canada Ltd. ‘Alcan get quick ap- proval for its mammoth Kitimat- project Against there - in a half-day hearing in 1040- for a lone middle-aged woman an emotional appeal on behalf” wildlife and scenery? As a result, Alcan was given an hydroelectric power from a 14,250 square-kilometre watershed in north- central British Columbia. : Genevieve Barteaux, an energetic, white-haired woman now in her mid: 8s, stands on the porch of her at-, tractive farmhouses and recalls the fruitless struggle she put up 30 years Ago. “Last time, they had a clear sail, except for me," she says proudly. Now the opposition has mushroomed sr e's ; am operation, vir. Baran Leumi te ihe Nechako Valley in 1910 w riather, a horae with a tubercular sab, She wan the first white child in what was then a distant, barely-accessible area. Her home is called The Wilderness because of ite location at the end of a lmnely, muddy track, A coffee table in the [ving rcom is piled high with memorabilia of the first Alcan project, completed in 1934, and an assortment of newer books suggesting her active mind, An autoblography former Black Panther Eldridge Cleaver nestle: beside 2 book on painter Tom Thomson, Over tea and cookies, Mrs. Bar- teaux takes out her prized collection com, watch and saw it was time for lunch - and a letter fram Farrow trying to Power from the Aluminum Company of Canada electricity generating station at Kemano Is brought to ‘Kitimat by high tension wires strung through some of the ~KEMANO SER IE Ss : | Appro val 1 . Alcan’s bid. thess odds, what hope was — _antther majon used to b - SECOND OF SIX PARTS console her after he had accepted Now, company executives face a barrage of inquiries, laws and regulations that businessmen three decades ago did not dream of in their wikest nightmares, even th the company contends that its gives it the right to dam and dry up upper Nechako and Nanika rivers. The company has proposed a §2.5- billion project that would Include ware development. ‘and three more aluminum emelters. Aréa realdents are concerned that . the, development would lower the extensive 50-year licence to develop. water eupply of several rivers, — threatening the lives of thousands of fish and the lifestyle of thousands of Le, Pothe resideste are united in their demands for a full publle inquiry to “establish the consequences of the to ex: - deve latest Alcan proposal. It is a far cry from 1980, when . Farrow wrote to Mrs. Barteaux that it would be infair to make the company do feasibility studies of the project without assurance that they could with thelr \ nada’s goat unsettled spaces, fa no doubt that If we donot actively attend to thelr settlement and ment, the Ume will come when we will be forced to do #0 either by an overriding world authority of by conquest.” Farrow said he thought the project was of outstanding importance to .'s alternative aite in con- turn to an if a permit The continent, on the verge of the Korean War, was and was not granted. of the area to be affected was: in Tweedamuir' Provinclal Park, named after a former governor- general, and Mrs; Parteaux received @ letter from Lady Susan Tweed-. most scenic country In the North: It Is the destruction of areas like this b -, flooding that. some are concerne about. . more s Pa © easier smuir, the governor-general's wife, saying she was heartbroken that the parkland was to be sacrifiesd to “The only Ina case like this is, ," wrote Lady Tweedsmuir. But a series of articiies Mra. Bar- c. undertaken by private rect ct the hesdbwatara cul a from the Nechako, a major tribu of the Fraser River, and created a aquare-klilometre reservoir. The water was rev and now flows to | extend credit. weucete - HOWTHE BANKSASSESS =: YOUR CREDITWORTHINESS: . — y : _ ot a '-* Performance. That's the single most important __ wordwhich sums up é bank's opinion af a borrower. * . > Performance is defined quite simply. A borrower _ who-makes his monthly payments at the correct ‘+ time isa good risk, He‘ll get the loan hen But not everyone. is quite that perfect. And. the- section ‘which. givés the bank power: to obtain 8 Some. customers foolishly omit the namés.of - ereditors — this can be a black mark on; thelr - character In the -bank’s eyes. However, It-[s. the check prior to approving a loan. . -. The ‘question.:of character when customer has had a:few problems fn the past with _ his credit. if the performance has not been ex- « fire’ ‘season, . layoffs, . unavoidable illness are examples of acceptable reasons. - - . _ try to obtain credit from.a bank. There are those ~~ who for reasons of immaturity, ignorance or plain old-fashioned laziness have let their finances run Zc amuck, Again, the banks will give a persona break, -at least-once, by way of refinancing. But, far more _ than. mere promises would be réquired..A banker . | 5 would look more favorably upon the sinner who has - seen the error of his ways and has repented by . . _ devising and keeping td 4 budget. “Opinions vary In regard to how much debt an _ individual, or a family can-carry. The following — guidelines are sensible: : 1. Figure out your annual take home pay. Divide it by 5. That's the maximum you should owe at any - one flivie. However, when figuring your debts don't - Include your mortgage in this total. A home Is an Investment. rere -_. Example: Take home pay every two weeks Is _ $800. Take home. ina year, is:$800 x 26 pay, periods | equals 620,800. | devised by 5 equals $4,150. Maximum allowable. 2, Use the ‘10 per cent and 18 months’ rule. Your take home Is, say. $1,000 a month. Divide it by 10 equals $100. You ¢an-afford to pay cut $100 a month. for the, next 18 months {not including that mor- tgagé} At that..qmount, over 16 months, you'd be good for about, $2,000. . . (Warhing: some peorve are. Lonel old two, ooweeks, but make payments every morith. Peop! “Ee this ‘ype pay scheme abou Id beware the pittalis' | vst t sefiing’as of n { Ide & portion af Income each period to cover month end costs). Ot 3. Figure out your discretionary Income. Divide © it by 3. That's your maximum allowable credit. .. Example: Your take home Is $10,000 a year. The ' expenses you heed fo cover every day living needs amounts. to $8,500 a year. Thus you have the dif- ference between those sums divided by three. Your . - linnit i $500, 2 _ Banks and credit union sources tell me that-they use only the local credit bureau — sometimes they . don't even do that! It depends on who the customer Is, what thelr record has been. , a _Thé.-credit bureau and any credit. granting agency, is limited In the Information it Is allowed to . divulge, as explained ina previous credit column. Ihave been assured by both banks and finance companies that they do not Interest themselves In. ’ private details with regard to sex habits, drinking, wife beating and the Ilke. Most bankers to whom | spoke were somewhat was even asked. However, organizations exist in Vancouver which. . da provide detailed personal information — though by and large this Is used for insurance purposes rather than for credit granting. “Retall .Credit Granters of Canada” Is an example; Crédit Bureau sources explained. that they |udgements upon a person's ability to handle credit. They merely provide data to those members who seek the Information and allow that member to | make its own judgement about whether or not.to TETTERS TO by RODNEY WADE]. " panks: know -It. So, customers wanting foans, are - required to fill out an application form. They must | ... fist the names of all other creditors. — people to. va “. " whom’ they: owe money, They: must also -sign a. bank’s; responsibility to undertake a- full credit: is: vital when. the : cellent banks will want.an explanation — strikes, , leon : surprised that the question do. not make: THE EDITOR J "Dear Sir: kid once took my toy. Since I could not take proportions, I stopped proportions, atoppe ying. With his younger rother. It was my "Recently Theard saying oc : saying on the radio waves, that. we should stop buying Russian vodka, Thera is some aimilarity in both cases, is it not? We carinot prevent the ‘Soviets from occupying Afghanistan, so let's at leaat bite them. ' ‘By the way, our media is constantly using the term Russians, whenever they are involved in some wrongdoing. It is a high time they realize that Russiang comprise only $2 per cent of the total ‘:population of appropriate to say, ‘‘Us- Ukrainians . occupied nistan.” When I was a boy, a bigger ) my toy pack - U.S.S.R. It would be just as - becks or Latvians’ or . How our media corrupt the language, can be noticed by consclentious reading of some of our papers and magatines, When com- . munist terrorists eet oil ab! they are: ealled guerrillas. The. murderera are patriots, called om fighters, quervilias, ete. No hint is given of thelr brutish cruelty -and their cowardly attacks almed at unarmed civilians, farmers and school children. ‘Tha very words used to name. them provide the terrorists _ with an aura of herolam, It is time our news weiters begin to use correct English terms. for the. people, who hide a dime bomb in a basket or a, bag so that.it explodes and: kills or maims ten or fifty: innocent passersby. It is nothing but one of the lowest forms: of freedom’ or ‘resistance’. V.Cion wholesale: ‘murder, and not a ‘fight for oiyza th: ele. de SiRF NIT bes ei cd dica ft ore eae wi we bt io. a ee a oe es a a ” m1 oa i wv + + : a w "