i bE ower hees Anges EOS Raa Ra beTEUELPSEREFEQSESESSLUS SESE SEL UIET (BROCE EEE eee ea = aye Hast af : . cee 54 “And although banks have been slow to Jecognize ‘that fact, the financial industry has progressed by leaps and bounds in recent years. | Puke Ss “ : Nowhere is that new spirit better -exemplitied today: than in Terrace; where the Bank of Nova Scotia has joined the Business _ Development. Bank ‘of Canada In its annual: “Small, Business Week celebration Ost. 22-28, “ Key ta this year’s events Is the Juncheon- saddress: by noted: ‘economist Dr. Roslyn Kunin vat - Northwest” Community College - on “Wednesday, Oct: 25.": « Kunin.is speaking on the topic of new “markets: for growth as s they’ relate to strategies Hor change.” vy : ‘Also‘speaking that day i is piovincial ‘small “usiness, tourism arid’ -eulture minister Bill ‘Barlee. io ‘Business Davelopment. Bank manager ‘Laura: Cauley says it's the first.time anather spank has co-sponsored the event in Terrace. ™ "We've jumped ‘on’ this small business. *bandwagon in’a big way,” explains Scotiabank _ ‘manager Skip“Bates.’ “All the banks have ‘made tr amendous | ads toward supporti g- small business: ‘ " Amid the linen, cookware, and gifts, [ you'll meet a sunny team of friends at Gemma’s Kitchen Boutique. Left to right, first meet Darlene Hall. colourful . “They're practical and they look nice.” Then meet Arlene Spalding. Arlene Bath. the store’s. official. fudge-maker. Her and eggnog flavours.” Sed TRILER REV CRER ESE ERT ERT EEL ZT EEZEP FAP EDGER EERE ER SEAT R ZS SS “I || Skeena Mall, Terrace . the move for more than 13 years. while for public perception to catch up with reality. “We've done a 180-degree about face, . Bates says. For Gautley and Bates, Small Business Week is an important chance to encaurage ~~ smatl business and to showcase-the ways in. _ which -their respective banks “support the : ~~ gector.: Bates says Scotiabank was the largest lender- under. the federal ‘Small Business ~ [mprovement Loan program. - - And although changes made that federal ” program less attractive to entrepreneurs, he: - said Scotiabank adapted and created its own version. of the program’ that: has - been” ‘embraced by small operators... : a ’ “It's got‘a better interest rate and lower fees,” he explained, : There's also lots of support available for people thinking of going into business.- It's an area in which the Business . Development Bank formerly.known,'as the Federal Business Development, Bank has tong. = ‘been a leader. But Bates noted : -Scotiaba k: is’. also.2*- kig é | ducing. *’Scotiabusiness planwriter, a tree software », Scotiabank’s Skip Bates, Business Development Bank of Canada’s Laura Cautley, and BDBC account manager Johan Vanrensburg mark Small Business Week. SMALL BUSINESS is the key to our economy package for prospective entrepreneurs to help them write their business plans. ‘Its historically been difficult for small business to deal with banks," Bates said. . "We're helping bridge that gap." Scotiabank is also offering a home office and small business pragram that gives home- based entrepreneurs a better grounding. - -"A lot-of people want to start a home ‘business but have no idea what they're undertaking,” said Bates. ‘Business Development Bank of Canada “account manager Johan Vanrensburg says the BDEC for its part has also become more - flexible in Its terms and conditions. - “Our goal is to encourage small business, ‘nat turn them off," adds Cautley. “We're ail trying to provide the best infarmation possible for small business.” ‘The Business Development Bank offers - training courses and seminars year-round to help. people: in small business or. those . thinking of starting one learn more of the skills they need. “To find out more about those programs, ‘drap: by the Business Development Bank, of “Canada any time at the corner of Lakelse and “Emerson, . is available at these fine stores. Shoppers Drug Mart Northern Drugs f Slumber Lodge - -Misty River Books Northern Health - Co-op Agar Fred & White Bus Depot Airport Copper River Neve Tony's Corner Store’: . ~ Chalet Inn. Kemano IN TERRACE Safeway Mohawk Coast Inn (B&W) Terrace Shell Terrace {nn Sandman Inn Woyside — Copperside B&G Grocery * - EastEnd Chevron IN KITIMAT - RM. Convenience Store. Wee Geordies’ Cold Beer & Wine Noss Camp IN THE AREA - Copperside Foods/New Hazelton... . Eddies News (Prince Rupert) New. nip Co-op. i. . | THE TERRACE STANDARD: Overwaitea ,. McDonalds ,, H Riverside Grocery Copperside 3 "’ Dairy Queen | vee _ Copperside 2 ~ | Capperside'VI «' Northern Motor Inn Mt. raven Het Springs. "Purple Onion MI-Mini Mart © Northern Drugs - re! ae Varis News. ‘Smithers. »» Van Dyke Comp Services Meziadin Uk. Coast Inn of the West Copperside IV | Hill Top. Grocery ~f n ka: St ; Darlene has a weakness for all the {* dishes and cookware. jj Brenda-Lee Milhomens says she’s personal favourites? “The cheesecake iss ' Louisa Hendriks, Gabrielle Prevost, and Roberta Halverson agree it's a delight to spend their days amid all the handy and bright g kitchen tools. Gabrielle says she's lucky enough to go to the gift shows to see all the new merchandise. “It's like Christmas all the time.” Then there’s Maureen. Wilkinson, not pictured here, who creates the eye-catching displays. Stop by Gemma’'s Kitchen Boutique and have a look. Commat r) Kitchen Boutique ___ 635-4086 Choose your terrain -- no matter where you go, no matter how you get y there, Ken’s Marine has kept people on divides her time between two stores -- . you'll also find her at Gemma's Bed & PERSEEEERS EVE: This authorized Yamaha dealer has outboards, snowmobiles, motorcycles and all-terrain vehicles; but that’s only the -beginning, says manager Trevor Gibson. | Need financing for machinery, a vehicle, business expansion or renovation? At Scotiabank we're helping” small] _business , in. an. even pipers way. O SERESSRRR ERS TEGE z 7) Baeguc ees eas TELLER ER ESUTERSSLES EEE RS CR ELET “We offer sales, parts, and full service in all | _ areas of small motor products.” and wheeled vehicles, plus small engine repairs on lawnmowers, power saws and generators and the like. “We have 3 factory-trained mechanics to service all makes and models,” Trevor says. That covers a complete range of boats |: The skilled crew at Ken’s ‘Marine can also advise you on your marine needs. Specialists in safety, Ken’s also carries a complete line of boating safety gear, such. z as lifejackets, floater-sults, and flares. Ken’ s Marine | 635-2909 Travor Gibson Ken Gibson... 4946 Greig. Avenue — PPUTETINTTETET TTT Tart tie Avenue, "Terrace, Bo Qualifying customers will get overdraft protection up to jo of thelt "Seotlabiusin aT to 8 maximum. of 410,000. Registered Trade-marks of The Bank of N ‘Beatl Epes Qe amecvQcsZQZRd kPa zasTsTer