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Le Soleil de Vancouver, 30 novembre 1973, 3

AUTOPLAN,

YOUR PUBLIC AUTO INSURANCE
GOES INTO EFFECT MARCH Ist, 1974.
HERE’S WHAT YOU SHOULD KNOW ABOUT IT.

Why AutoPlan?

Car insurance costs money. Sometimes, a lot of
money. And sometimes without giving you the
auto insurance protection you really need and
want. That’s why the Insurance Corporation of
British Columbia was formed . . . to provide
every driver and car owner in the province with
complete motor vehicle insurance at the lowest
possible cost. And at the same time, to provide
the best possible claims settlement service.

AutoPlan is a complete and comprehensive
system that will allow you to take care of all
your motor vehicle insurance, and _ licence
pre requirements efficiently, at one location.

ore than 1,000 trained, independent insur-
ance agents throughout the province will pro-
vide AutoPlan service as well as the regular
Motor Vehicle Licence Offices.

’ There are more advantages to AutoPlan. First,

all drivers and vehicles in British Columbia will
have insurance. And with everyone insured by
the same company, a lot of lengthy and costly
legal battles will be avoided. Further, all money
from premiums goes back into AutoPlan, to
provide British Columbians with the lowest
possible premiums and the best possible claims
service.

We believe that AutoPlan makes a lot of sense. .

We think, you will too.

What AutoPlan is and when it starts.
AutoPlan is a complete accident compensation
insurance plan for motor vehicles registered in
British Columbia.

It provides compensation for deaths and injur-
ies, as well as major damage resulting from
motor vehicle accidents, regardless of who is
at fault. AutoPlan also provides liability cover-
age, so that any person injured in an automotive
accident, or sth suffers property damage from
a British Columbia vehicle, is assured that the
vehicle owner is financially responsible to the
extent of his coverage.

As of March 1, 1974, all licenced motor vehicles
registered in the province will be required to
carry insurance.

The Basic AutoPlan Coverage.

All private passenger cars that are 1967 models
or newer and commercial vehicles that weigh
less than 8,000 pounds gross vehicle weight
and are 1967 or newer are considered to be
Category 1... all other vehicles are considered
to be Category 2.

ie basic coverage for all vehicles protects you
or: ;

- $50,000 Third Party Liability . . . claims for
bodily injury or property damage caused
to others.

- There are “no fault” accident benefits for
death and disability, weekly indemnity,
medical, rehabilitation, and funeral ex-
penses up to the specified maximum
amount.

As well, basic coverage for Category 1 vehicles
also includes:

: Collision damage to your vehicle over the
basic $250 deductible.

- Loss or damage from other perils . . . such

as fire, theft, explosion, earthquake and

violent weather . . . over $50,

Optional Supplementary Coverage.

When you arrange for your AutoPlan insurance,
gt can, in most cases, increase your third party
iability to $100,000, $200,000, $300,000,
$500,000 or $1,000,000. Collision deductibles
can be decreased to either $100 or $50; and
the comprehensive deductible can be de-
creased to $25.

You can discuss these points with your insur-

ance agent when you receive your AutoPlan
form later this year.

How to get AutoPlan Insurance.

Late in December, you'll be sent a personalized
application form which combines your Motor

Vehicle annual re-registration form and Auto-.

Plan insurance application. As soon as this is
received, you will be able to obtain AutoPlan
insurance and the 1974 validation sticker for
your vehicle licence plates. ;

When the form arrives, simply take it to one of
the. more than 1,000 independent insurance
agents, or to a Motor Vehicle Licence Office.
Both have specially trained personnel who will

_ help you fill out the form properly, calculating

your insurance and licencing costs. At the same
time, they will provide you with your 1974
licence validation sticker. We recommend that

you work with your agent, rather than attempt- _

ing to fill in the form on your own.

AutoPlan insurance can also be obtained by
mail for most types of cars and light commercial
vehicles; however, we suggest that wherever
possible, you take the AutoPlan form, as it
arrives in the mail, to your independent insur-
ance agent or Motor Vehicle Licence Office.

What to doif you’re going to be away early
in 1974.

If you’re going to be away from home with your
car from now until after March 1, it is important
that you make arrangements immediately to
have the form forwarded to you.

You can do this by passing on full details—such

as your name, vehicle licence number, address

and forwarding address —to the Personal Lines
Manager, Insurance Corporation of British
Columbia. His telephone number is Area Code
604, 665-5875. Call collect. Or write to Box
11131, Royal Centre, Vancouver, V6E 3R4.

How much will AutoPlan cost?

With all motor vehicle insurance being taken
care of by one company, insurance costs are
expected to be lower than you are present!

paying. However, this is something that pail
really only be able to find out once your Auto-
Plan form arrives and when you talk to your
agent. The form contains information on factors
which affect the cost of insurance, such as the
size and age of the car, and how and where it
is used. Some details also have to be deter-
mined by you or your agent.

The key is your agent. Special training will allow
him to quickly calculate the exact amount of
your particular auto insurance, including any
optional extensions you may want.

Quioplan

Insuring your car from now until March 1.

Between now and March 1, when AutoPlan
goes into effect, you can obtain private car in-
surance from most independent insurance
agents. If the agent who handled your insurance
in the past is not able to help you, see one of
the others in your community, or contact the
Insurance Agents Association of B.C., 325 Howe
Street, Vancouver, telephone 683-8471. They
can provide you with the name of an agent
near you who will provide the service you
require.

Your driving record and your premium.

In addition to the premiums for motor vehicle
insurance, each driver will pay a separate pre-
mium as a driver. The amount will vary accord-
ing to the driving record of each individual. In
this way, people with poor driving records will
pay more and good drivers will pay less. The
more demerit points you have on your licence,
the more your driver's insurance will cost you.
A notice of your driver’s insurance premium will
be mailed to you early in March, 1974.

AutoPlan time payments.

Your agent or Motor Vehicle Licence Office will
arrange time payments if you wish. Terms will
be cash for your vehicle licence fee and 15%
of your AutoPlan premium. The balance can be
paid in six monthly installments.

AutoPlan Claims Service.

Drive-In Claims Centres are now under con-
struction in key locations throughout the pro-
vince. At these centres, repair costs will be
assessed and authorization issued for making

repairs.
Claims in areas not served one of these
centres will be handled by travelling adjusters.

If you are involved in an accident outside British
Columbia, you will be able to call AutoPlan
collect and be advised of a nearby source of
fast claims service.

You probably have many questions that this
cannot completely answer. However, many of
these questions will be answered in a helpful
brochure which will be sent to you along with
your licence renewal and AutoPlan insurance
application form. You will receive an even more
comprehensive guidebook when you obtain
your insurance. But one of the best sources of
information will be your own insurance agent.
Right now, he’s undergoing a comprehensive
training programme, and when this course is
completed in December, he'll be able to give
you all the help you need.

A key to many of your questions will be found
in your computer-prepared personalized licence
renewal and ‘insurance application form. So
wait until this form arrives late in December.
Then, consult with your insurance agent. His
services will be very helpful.

THE INSURANCE
CORPORATION
OF BRITISH
COLUMBIA