MONTREAL (CP) —
The days of the ogre who
bangs on the door at
midnight and threatens to
take off with the furniture
unless that overdue ac-
count is settled on the spot
are fading into the past,
says one af the world’s
biggest bill collectors.

“We have to discern
between the true-blue skips
and frauds and those who
simply need more time to
pay," said Mark Lubotta,
senlor vice-president of
Montreal-based FCA Inter-
national Ltd., which
collected $120 million in
overdue accounts in its
latest fiscal year.

Inno case, he insisted,
does the company resort to
physical intimidation.

“We communicate witha
debtor by phone or letter
and we try to evaluate each
case, We don't pull people
out an the street in their
pyjamas in the middie of
the night. Anyone can
collect money, but not
everyone can evaluate an
account.’ .

1

The growth of credit has
brought with it a growth in
bad debts, but it has not
meant that people are any
lees honest. “The majority
of people want to pay their ~
bills,” he sald.

FCA international has a
network of branches across
Canada and the United
States and also operates in
Britain. Any any given
time, it has more than four
million accounts on file in
its elaborate computer
system.

It is one of three
dominant firma in its field
in North America, with
#439 «million in accounts
submitted for collection in
the fiscal year ended June
30, 1960, and profit of $2.52
million for the year.

Collection agencies are
more widely accepted in
the U.S. than in Canada as
an essential part of the
financial system, Lubotta
said. Attitudes are slowly
becoming lesa negative in
Canada.

MANAGEMENT
ANNOUNCEMENT

LARRY HOGAN

Mr. W.G. Mcintosh, Vice-President &
General Manager, Toronto Dominion
Bank, Pacific Division is pleased to
announce the appoiniment of Larry
Hogan as Manager of the Bank’s
Terrace, 8.C. branch.

Mr. Hogan has had a diversifled career
with the Toronto Dominion Bank.
Immediately prior to his latest ap-
pointment, Mr. Hogan held the position
of Assistant Manager Credit at Royal
Oak and‘ Rumble branch in Burnaby,

Some firms still practise
the high-pressure tactics
that gave bill collectors a
bed name, he
acknowledged, but they do
asmall volume of business,
often working for usurious
moneylenders. Even at
that, tougher consumer-
protection laws are
limiting their scope.

“Banks and finance com-
_panies are 10 times tougher
than we are," he said.

‘Beat Inflation inflation
S.K. B. Auto sto Salvage Ltd.

offers a complete line of |
guaranteed used car & truck parts

including Japanese imports. At
generally half the new price.

REMEMBER, whether it's 1981 or
1951 you are driving on used parts.

We also offer free parts locating service
for those hord to find ports.

An Inuit mother and child enjoy the Summer Arctic
Games. Events such as this one will be highlighted
Saturday in the R.E,M. Lee Theatre at 7:30 p.m. when

Tess Brousseau presents her slide show on her Arctic
travels. There is no admission fee-

Loe Pe ER Pe Fg pe ee meee ORG bee oe RET

The Herald, Friday, January 16, 178), Page 3

Sawmill
Supervision

Northwood Pulp and Timber Limited is. -
seeking experienced individuats to meet
current requirements in our Wood Products
Division.

We require people with a good knowledge
of sawmill and/or planer mill operations. In
addition to general supervisory experience, -
specialized knowledge in the areas of quality.
control, kiln operation or shipping would be
desireable. ,

Northwaed’s Wood Products Division is
comprised of four sawmills located in Prince
George, Shelley, Upper Fraser and Houston, .
6.C. as well as waferboard and plywood
operations. In addition, the company oper-
atesa pulp mill witha majorexpansion prog-
ram currently underway and forestry and log- -
ging operationsin the central interior of B.C,

We offer an attractive salary and benefits
program, induding relocation assistance.

ff you have the skills we are looking for
and you wish to join an expanding organiza-
tion, please forward your resume, in confi- |
dence, to the Personnel Supervisor — Timber
Division, at the address below.

northwood

pulp and timber limited

aot
P.O. Box 9000, Prince George. B.C. V2L 4w2
Phone 962-9611 .

The Arctic Cat one- te-time-only sale.

Model and Year

1980 Trail Cat 3000

$1,799

1980 Trail Cat 4000

2,199

Pat by

"1980 Panther 5000

2,399

1980 Pantera Manual

2,499

2,699.

1980 El Tigre 5000

2,499

1981 Jag 4000 -

2,299.

1981 Trail Cat 4000

2,499

1981 Panther 5000

1981 Pantera Electric’

2,999

2,899

3,099

1981 El Tigre 5000

2,899

The Arctic Cat one-time-only sale.

Right ny your participating Arctic Cat
sélling brand new Cats at the”
unbelievably low prices shown above.

This One-Time-Only Sale is the result of
factory incentives to participating dealers:
special rebates that allow him to sell brand
new snowmobiles at prices that haven't

dealer is

been seen for years.

This is the one and only chance you will
have. Everyone knows the Cat goes fast.
But now they will go even Faster.

*Prices apply only to models in stock at

. participating dealers and are effective
now through March 15, 1981, Sale
price does not include Freight and dealer
preparation.

Ef nobody asks why.

. : a net
Now rae