Cee penis a

Try bus

~ that people will jump off it

"ered crosswalk with a mulli-

 Let’s think. We have a
-transit

. othere’s a problem with the
bus stopping an Keith Ave.
Between Kerr St. and the

* overpass there is no desig-
“nated slop for the bus.

areas
should. be at least one stop

> depot ta take an pedestrians

: ‘of town, Because it is the

_ from- building a walkway
- over the milway tracks and

“ter that it is being used now

~ ta solve a problem.

“iris. (received via email

oe Canadian Red Gross

CORRESPONDENCE FOR THE TERRACE STANDARD

__ The Mail Bag

Let’s remember that airport

lands already have a use

Dear Sir:
I Was surprised to read that the entire land mass sur-
“rounding the airport has quickly and without objection fal-

_. ten under the jurisdiction of the City of Terrace.

_ Where will the money to develop this land come from?
Because being a taxpaying citizen of this community, | can
tell you I can’t afford to pay any more.

‘If-it.weren’t for the fact hat the “ancillary lands that are
bordering on the Beam Station Road to the west and High-
way 37 to the east’ is prime pine mushroom habitat, this
household couldn’! cven afford Christmas,

When I read that holiday sales are better than merchants
expected I have.to ask myself if the merchants in this town
have made this correlation yet?
~ Do they not understand that if lots of people have a little
extra money annually it’s more likely to be spent in their
store, then if a few people make a lot of money once and
provide a few permanent jobs or worse, not create any new
jobs bul. merely transfer them from the downtown core and
farther away from your. business. I'm sure it will be

- quieter,

] understand (he need for more laid in this growilg com-
munity, bul let’s be realistic. Doubling the size is nol the
kind of growth this community needs, certainly not in my

‘lifetime. [° really doubt that: the city council has the
maturity or foresight to understand the huge responsibility
ils has taken on. I fear that in their eaper and frenzied
scramble for short term profits and quickie solutions to
longterm problems (i.e. the dump and the debarker) that it

_ Will soon be gone and this saddens me.

Lots of jobs
depend upon
SCI’s chipper

Dear Sir:
The North West Loggers Association thanks the public

and city council for their patience in dealing with the noise .

issue of the chipper al Skeena Cellulose Inc,

We would like, however, to point out that the chipper is
in an area zoned for industrial use, particularly industrial
use.

To the best of our knowledge, SCI is making every effort
to minimize the noise in a manner that is economically fea-
sible. It would scem reasonable for the public to support a
company and industry the community depends on, espe-

_ Cally during these tough economic times.

The chipper at SCI employs nine people directly, but
creates many spin-off jobs within this community. The
wood processed employs 10 direct SCI contractors, who in
tum employ approximately 210 or more people (families).
Each of these 10 contractors also provides employment for
numerous subcontractors, such as fallers and truckers.

Given the high pulp content in the Kalum Forest District,
ifthe chipper were shut down the job losses would extend
to the sawinill facilities, the pulp mill in Prince Rupert, gud
chip haulers who transport those chips.

There would also be an impact on companies who pro-
vide services and supplies. These figures are substantially
higher than the nine jobs mentioned in the media.

This is an issue that requires careful consideration and
resorling to unreasonable recommendations could have far
reaching implications.

Bill Sauer, Secretary/Manager,
North West Loggers Association

Tam sure being as [ pick mushrooms that many will say
you don’t pay taxes on mushrooms so you shouldn’t have
an opinion. Bul I ain also a registered voter and a laxpayer,

and anyone who doesn’t think mushroom: picking is taxing:

should try it. Ultimately this is the truly wonderful thing
about the airport mushroom patch. It's there for everyone
and anyone can get there even if they don’t have the luxury
of a vehicle, . ; ,

Mushroom picking has been an integral part of this com-
munity for a couple decades now, perhaps: in that greyish,
unregulated and silent zone but it’s been there: I think we
can all say goodbye to that, and only hope that as the air-
port is developed, care will be taken to preserve as much
of the mushroom patch as possible for as long as possible,
and that public access to the bulk of the Jand surrounding
the airport will not be denied. .

Let’s try to remember the Jess fortunate members of the
community. Let-me also say that just because no one has
taxed mushrooms yet, it does not justify destroying it and
Iet’s also remember that in 1998 there was no Japanese
lumber markel, but there was definitely a Japanese
mushroom market. ,

Mushroom picking is a gamble but fortunately the airport
lands provide excellent habitat for several species of
woodpeckers including the pileated woodpecker and I can
tell you thal sceing one of these amazing birds is reward
cough even on the days when you get skunked,

Whatever happens, once it is gone, it is gone, for me, for
you, for your children and for your children’s children.

Lorraine Fortuer, Terrace, B.C.

What's this?

Dear Sir:

What is going on with our government? And why do
we sit idly by and let them do it to us?

We have no say in school and hospital funding. We
have no say in, or vote on, the Nisga’a trealy. We
aren’t even allowed to smoke if we so choose.

They say they are giving people a tax reduction. Oh
yeah, just like the G.S.T, rebate and the other changes
they make for child tax benefits. The people still get
shafted.

So who pays for all the things the government does to
you but are not for you — you do,

1 for one don’t know where the moncy is spent by the
government but I would sure like to know.

_ And please don’t tell me we live in a democratic
country. I don’t believe we do anymore. Oh and by the
way where are they getting so much money for land
claims, when they have no money for the care of tie
elderly, the sick, and the future of this country, the edu-
calion of all our children? ,

Laura Reibin,

Terrace, B.C.

No need to snap

An open letter to:
The lady at the Annie musical.

What do you think my daughter will remember about
that day? The wonderful musical that she was enjoying or
the lady that shouted at ber and made her cry? That was to-
tally uncalled for.

After sitting for two and a half hours, 5-year-olds tend to
fidget. A simple ‘sshh’ normally catches someone’s atten-
tion, Not snapping ‘Stop it.”’

T hope you enjoyed the last 20 minutes of the concert.

Catherine Seeley, Terrace, B.C,

Dear Sir:

Since Kalum Street was
blocked off, the question
was raised to build a
pedestrian crosswalk over

the railway tracks,
. Then somebody cautioned

Usually we connect ARSP's
with an immediate tax
deduction, but the long-term
benefits of accumulating assets
in a tax-sheltered plan may be
Just a8 great as the short-term
deduction.

Your annual RASP
contribution is based on your
previous year's earned income
minus a pension adjustment for
any benefils your accumulated
in @ pension plan or deferred
profit sharing plan from your
employer. Your RASP
deduction limit is on the
Revenue Canada Notice of

ta commit suicide, Hence
the idea not to built a cov-

million dollar price tag,

After that there was no
inore talk about it, following your last year's tax
return,

When you contribute to an
RRSP you can claim an
equivalent deduction from your
income befare calculating your
tax payable, This immediate
deduction is very warth-while,
especially if you use the lax
saved to make an AASP
contribution for next year or pay
off after-tax debt such as your
mortgage.

However, RASP invesiments
also accumulate within tha plan
tax-free. The longer your money
stays sheltered from the
taxman, the greater the earning
power of your investment. The
most powerful benefit of an
RASP is this tax-free
accumulation.

service, however

my opinion there
‘near the Greyhound bus
coming from the sonth side
last (ransil-stop before the

inall, charge 25 cents.
- That would save money

use an-existing service bet-

Manfred Bader,
Thornhill, B.C,

investment returns. Investors
having a marginal tax rate of
40% who Invest $1000 per year
for the next 30 years at an
average 10 per cent annual
return, and pay lax as. the
profits are earned, — will
accumulate $79,060.

: Medical Equipment Loan Service
tn Your Home,
In Your Carnmunity.

Registered Retirement Savings Plans:
More Than Just A Tax Break

lt the same investor higher-income spouse receives

Assessment yau received.

Compare taxed and tax-fraa

contributes $1000 per year te an
ASP for the next 30 years and
eamns an average 10 per cent
return,

$164,490 will be

~ Peter‘Arcadi
Personal Financial Analyst

Primerica Financial

Services In Terrace

accumulated. The investment has
more than doubled when the
income was tax-sheltered In an
RRSP.

The real power of an RRSP is
its compounding effect over a
long period of time. Without the
lax in the example above, it's like
adding 4% to your average
annual rate of return, certainly
nothing to sneeze at, With a high
rata. of return, ARSP
contributions early in your life can
go a long way toward providing
for your retirement.

Al any age, RRSP
contributions are one of the very
best investment strategies, You
always get the tax deduction, and
you always have your investment
compounding tax-free,

Another good strategy is.

making “spousal” RASP
contributions. The higher-income
spouse contributes to the lower-
Income spouse's RASP. The

-YOUr prospectus carefully before

the RASP tax deduction.
However, when it's time to draw
the RASP contributions out,
thay go to the lower Income
Spouse at a lower tax rate. This
is one of the few allowable
ways to split income and is
highly recommended.

Your ARSP rate of return is
very important In determining
the final value of your
investment, Going back to our
example, 6 per cent per year
for 30 years makes you aboul
$79,000 while 10 per cent per
year earns $164,000. That 4%
difference really adds up.

Mulual funds specify
objectives in their prospectus to
investors. Some aim for growth,
some far steady income, sume
for preservation of capital. You
can talk to me about your
investment objectives and
capacily for risk. | can help you
find the ARSP investment fund
that Is right for you.

But remember, start today.
The sooner yau contribute, the
sooner you will lower today’s
laxes and begin accumulating
your Investment tax-free.

Please feel free ta contact
me with any questions or
comments at:

635-7800 or

1-800-295-7676
arcadipis@kermade.net

vour unit value and investment
return will Huctuate. Important
information about any mutval
fund is -conlained in its
simplified. prospectus. Read

investing:

The Terrace Standard, Wednesday, January 13, 1999 - A7

Canadian Community Newspapers Association

%CNA Newspapers

right in your backyard

pitt
a
‘a
ty

Visa Bill Blues
Weekend

Come in early to get
the best seats.

wh
Friday, January 15 & eo
Saturday, January 16 \~

There will be
games and prizes!

|__ Located in the Coast Inn of the West |

eee oo

, The Nisga’a Treat

j _ Yery soon the Provincial Legislature will hold a free ypte on the Nisga’a
Treaty. Members of the Provincial Legislature are being freed of their
I political party ties to vote as they see fit.

"| Please indicate below how you want your MLA to vote. Please let us
know by noon January 15. We'll publish the results in the January 20

[ Terrace Standard,
In Favour — Name:
Opposed Phone:

(For verification purposes only) *

Undecided

Fill in and mail to “The Nisga’a Treaty”
C/O The Terrace Standard, 3210 Clinton St., Terrace, 8.C. V8G 5R2.
Fax: 638-8432.
Email: Standard@kermode.net. Or drap it off at our front counter.

STANDARD

Doustaggpy Perey we

:

|

:

i
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F

ae |

— eee wees roca (6) ol — SOS

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4553 Lakelse Avenue, Terrace

635-2281