(ay The Commercq Instant Teller service is applicable to this Ag: if the “Instant Teller Weekly
Withdrawal Limic’’ section on the Schedule hereto is pleted in respect of any one or more
individuals listed thereon or if the Customer and the Bank at any time agree that such service shall be

pplicable to this Agr
The Customer acknowledges that the Card may be used to obtain cash advances through use of the
Bank’s Instant Teller service and agrees to be bound by the terms of the '‘Commerce Instant Teller
Agreement’, as arnended from time to time. The Customer acknowledges receipt of a copy of such
Agr Notwith ding the terms of such Agreement
The Bank's Instant Teller service will be used only for the purpose of obtaining cash advances, and ali
such cash advances shall be debited to the C *s VISA
The term ‘Customer’’ as used in such Agreement shall mean the Customer, except that the Customer
may permit the individual named on the Card to exercise the C *s rights th di
The Personal [dentification Number associated with the Card shall be serit to the individual named on
the Card, and ion 9 of the C Instant Teller Ag shall be d d to refer to such
individual's failure to maintain the confidentiality of such Personal Identification Number or to keep
such number and the Card separate.

The provisions of this section 7(b) shall apply only if the Commerce Instant Teller service is applicable to this

Agreement in accordance with the provisions of section 7 (a) hereof.

Indebtedness incurred in a foreign currency is payable in Canadian currency converted at the exchange rate

determined by the Bank on the date it pays for the transaction. This rate may not be the rate in effect on the

date of the transaction.

If the Customer does not notify the Bank in writing within 30 days after the date of a consolidated statement

summary or monthly statement of any error or omission, the will be ively settled to be

complete and correct except for any amount improperly credited to the Customer's account. A microfilm or

other copy of a sales draft, cash advance draft, credit voucher or other d lating to a i

involving the Card will be sufficient to establish liability.

This Agr may be Iled by either Use Customer or the Bank without notice. On cancetlation, all

Indebtedness and other arnounts owing hereunder shall become due and payable. Cancellation shalt not affect

the Customer's liability for Indebtedness or interest (wnether incurred before or after cancellation).

The Card is the Bank's property and the Bank may revoke and take possession of it, without refund of any past

of the annual fee, upon cancellation of this Agr t or breach of any oblig d herein. The
Cc shall i diately return the Card to the Bank on termination of employment of the individual

named on it, on advice by the Bank of revocation of he Card or on tation of this Agr

Uniess otherwise notified, the Bank shalt send all notices, ly lidated
summaries and other communications with the Cardholder as follows:

2272 Vodllistar Avermise
Port Coquitlam, BeCe
y3C_2a8

Address:

(Tide)
9u1l~,'5L12

This Agr may be ded from time to time by the Bank, and each amendment shall take effect
30 days after a copy thereof, placed in an envelope and addressed to the C has been deposited
in a mail box, An amendment may apply both to exi ing Indedted and to Indebted arising after
the amendment is made.

eCommerce Regisiered User of Mark

CANADIAN IMPERIAL
BANIX OF COMMERCE