‘There is no legal requirement for us to appoint a Broker, however, the’ City has been in the habit of doing this in the past, from time to time. The official appointment will enable the firm of Hugh & McKinnon to negotiate renewal rates on our behalf from time to time and the appointment is therefore, to cur advantage. I would recommend that the firm of Hugh & McKinnon be appointed as our Broker of Record for purposes of the City’s Insurance Coverage. ; LDP/w_ attach: