B.C. LUMBER WORKER Page Eleven SICK er General Hospital following patients in the uver General Hospital were by Sisters Mildred Dona- ,and Ruth Bullock of the W. al_1-217,-IWA, on Aug. 30 and Sept. 6: MacDonald, O’Brien Log- Co. Powell River—Back d chest injuries; complicated ndice. 4 , Fraser’ Mills—No report. Tickle, Chemainus — Foo nd leg cast, doing well. Muir, Nanaimo—Doing well. 5 <n W. T. Hunt, Merritt—Lung diffi- culty; doing well. Hansen, Farmington — Broken arm; improving. A. Patenaude, Kelsey Bay Log- ‘ging Co., Sechelt—Doing fine. _ Wm. Aikins, Comox — Double amputation;; feeling tops wants to go home. Len Bell, Morrison Logging Co., Bute Inlet—Multiple fractures. Hi, Richins, Reliable Logging Co. _ — Having skin grafts; slow, but improving. Duke” McNeil, Victoria Logging ‘Co.—Smashed heel; fine. Benzenski, Fort St. John Log- ging Co.—Torn cartilege; do- ing well. _ A. McLellan, Rubble Creek Log- ging, Garibaldi—Knee improv- ing. Wm. Lungren, Comox Logging, Courtenay— Operation; going home. Jos. Nasedkin, McQuillan Log- ging Co., Tofino—Leg injury; fair. E. Longphee, B. S. & W., Great Central—Broken elbow; fine. A. J. Lambert, B. S. & W., Great Central—Coming along fine. ~ WARD “gs” Ht. Larson, Jervis Inlet-—Smashed 4 toes; waiting operation. __ Y. Dalzell, Chaumax Logging Co., North Bend—Doing well. J, H. Gilroy, Bridge Lumber., Sea Island—Hand injured; fine pro- gress. Ole Krossenger, Eburne Sawmills —Cut tendons in arm; fair. _ Paul Beaudry, B.C. Forest Prod- ucts, Jervis Bay — Fractured spine, C. Dunfield, L. & T. Sawmills — ay Crushed under lumber pile. WARD “T”— H__Frederickson, Abbotsford, — Doing well. Chester Gronstrom, Lane Log- | ging Co.—Doing well; part of cast off. Donald Cameron, B. S.& W., Ser- eda River—Broken leg; condi- tion good. Broken pelvis; doing well. LIST qh St. Paul’s Hospital _ The patients listed below were visited on Aug. 25, in St. Paul's Hospital, by Sisters Mildred Don- ahue and Marjorie Paterson, of the Women’s Auxiliary, Local 1- 217, IWA. Copies of ‘the B.C. Lumber Worker and cigarettes were distributed. Credit Unions Prove Worth To B.C. Woodworkers - Expansion of purchasing power through the wise investment of their pooled savings, is made available to lumber workers through credit unions. This claim was made by Stan Enberg, President of Local 1-357, IWA Credit Union, and William Mc. Intosh, Treasurer, Local 1-217, IWA Credit Union, on the Green Gold: program, Sept. 14. -Speakers on the program, which was devoted to the IWA it, the combined resources of all the credit unions on this contin- ent. In B.C. alone, we have some 217 credit unions, with assets to- talling $12 million, This makes it possible to insure each loan so that if death or total disable- ment overtakes the borrower, the family and the co-makers are re- soon. Arnold Cameron, Copper Canyon — Knee injury. E. Broderick, Northern Shingle | which Joe Miyazawa, Mill—Burns and back injury; | tional Regional Office representa- improving. Y. Noeblom, Port Renfrew —|quently asked about credit Back injury; coming along fine. | Unions. Wm. Kraynyh, Campbell River— Going home| Policy “a credit union in every Local” answered the questions Interna- tive presented as those most fre- In answer to thé question, ously in debt, through no fault | lieved from the obligation to pay of his own. In many cases, it has | the loan.” proved to the advantage of the|_‘ member to consolidate his debts, through the credit union, on the advice of the credit committee, | LOANS: Urged To He gets a loan, pays the debts in cash and then makes a payment + i i each payday to the credit union Form Credit Unions to clear his total indebtedness. R. M. Allen, Harrison Lake — Broken legs; progressing fav- orably. ; D. McDermott, L. M. & M. — General illness; improving. J. Torgerson, Jordan River — Knee injury; doing well. R. Nikolai, Prince George — Leg injury; coming along fine. K. Lawson, Woss Camp—Feet in- jured; progressing slowly. F. Yamiw, Cowichan Lake — Leg injury; making progress. Joe Fedakka, McNab Creek — its. W. Abramson, B.C. Forest, Bear Creek — Back injury; making favorable progress. Vancouver General Hospital The following patients in the Auxiliary, Local 1-217, IWA, dis- tributing copies of the B. C. Lum- ber Worker and cigarettes. Mr. O’Neill—About the same. Mr. McClure—Improving nicely. Mr. Carroll—Stiffness and swell- ing in hand lessening. Mr, Blake—Out visiting. Mr. Koenig—About the same. Mr, Nelson—Out visiting. Back injury; progressing well. |“What is a Credit Union For?” Back injury; in excellent spir- | lems. Vancouver General Hospital were | fully, und visited by Sisters Allison Brown | they are in a position to do so, and Iola Rempel, of the Women’s | they assist one another with interest than are usually avail- Stan Enberg stated: Co-operative Credit “I like to call it the ‘poor man’s bank’, or as they say in Quebec, the ‘people’s bank’. It is a co-op- erative credit society in the busi- ness. of supplying its members with co-operative credit. It is an association of persons who have some common bond, such as mem- bership in the IWA, and who or- ganize themselves to assist one another, in their financial prob- “First of all, the members pro- vide themselves with machinery to accumulate their savings in a common pool. This is done under a charter, granted by the Pro- vincial_ Government, and under regulations approved by the In- spector of Credit Unions. Their savings are at all times protected the law. Then, when loans. “The business of the credit union is managed by officers chosen by, and from, their own number. The money accumulated by the eredit union is invested in loans, to the members exclusively only for provident or productive purposes, and at lower rates of “Often by this credit union is able to satisfy the creditors with cash payments of less amount than originally ow- ing. “Very often a member needs help because of sickness in the home, or because of death. Again, sometimes when a member must buy some household equipment or means, the Policy adopted by the B.C. District Convention, urging the organization of credit unions among lumber workers, was en- dorsed by the recent IWA In- ternational Convention and steps were planned to stimulate interest in the subject through- out all Districts Text of the resolution, spon- supplies, for which he would or- | Sored by Local 1-357, IWA, was: dinarily pay the finance charges |wHEREAS: Credit Unions or- on installment payments, he can buy for cash through the credit union to a very great advantage, and at less total cost. ganized by Local Unions in Dis- triet No. 1 are providing excellent service and benefits to [WA mem- bers in providing cash for mem- “I could mention many other | bers in need and in the encour- emergencies, such as educational | agement of thrift, needs, moving expenses, or dental bills. In every instance, the mem-|THEREFORE BE IT RE- ber can sit down with the credit | SOLVED: That all Locals be en- committee, and get the best pos- | couraged to investigate the pos- sible advice and the maximum aid | sibilities of setting up Credit possible, through the resources | Unions, and of the credit union and based on | his own reliability and circum- | stances.” Loans Insured BE IT FURTHER RESOLVED: | That a portion of the ‘“Interna- tional Woodworker” be donated to education in Credit Unions and “Each credit union has behind *he Co-operative movement. Here are the Brands of the CIO ENROLS able through commercial institu- tions. “By saving small amounts reg- ularly, each member protects his financial security. He makes it possible to assist fellow-workers who require financial assistance, and at the same time makes him- CO-OP FISHERMA 200,000 MORE dent and director of organization Allan S. Haywood, vice-presi- | should need arise. self eligible to receive assistance, “The surplus earnings are div- The Fishermen's Co-operatives are fast be- coming leaders in B.C?s fishing industry. Their products are gaining full acceptance throughout Canada, United States and other countries. year. unionists.” C, D. McBain, Honeymoon Bay- Appendectomy; resting co m-| _ fortably. the CIO has Haywood said: “Whenever we find Commu-| ing, by making it possible to have {nists in unions now, we are out |. Savings aecount with small pay to. supplant them The convention voted 3 whelmingly to sustain J. E. Fad-| they must often face.” ling, IWA president, whose re- a. election last November was the Morgan Williams, Tofino —/},<5, of an appeal filed by the IWA Columbia River for the CIO, told delegates that|iged among the members in the not only purged | form of dividends and are paid Communists from the union but| on the amount of savings on de- has enrolled more than 200,000 | posit, at the end of the year, ac- new members during the past|ording to the by-laws of’ the credit union. I would say that the big thing about a credit union, is that it starts the habit of sav- with real | ments, and that it gives the work- ers a chance to escape the high over- | interest and installment charges, Membership Qualifications The question “how does one be- District.|come a member of a credit Alleged violation of union rules|union?” was answered by Wm. for conducting cited. elections was | McIntosh as follows: “It’s quite simple. To become a member of a credit union, one ] SANDWICH fe } WHITE BREAD pm Deora BALANCED ATION Slice Bread ST must be a member of the group served, Next, one must agree to buy at least one share of $5.00, either paying cash or in install- ments. I should add that there is no limit to the amount that may be applied to one’s share ac- count. Each time five dollars is completed itis placed in the divi- dend-bearing class, and earns dividends from the first of the following month. “Dividends are declared at the rate set by the members at the annual meeting. Credit unions also have deposit accounts, to provide savings for some specific purpose, and the usual rate of in- terest, paid on such savings ac- counts, to provide savings for some specific purpose, and the BIG 3 TAILORS _MEN’S CLOTHING AND FURNISHINGS .@ STORAGE SERVICE Cleaning, Pressing and Expert Repairing usual rate of interest paid on such savings accounts is 2 percent per Purpose of Loans Dealing with the purposes for which loans are made by credit unions, it was explained: “There are a variety of pur- poses which a credit union con- siders productive or provident in the interest of the pou wen For ‘instance, through adverse circum- stances, a member might be seri- arr. Challenger Brand © Fancy Red Sockeye © Fancy Red Cohoe © Fancy Blueback (Fancy Red Silver) @ Fancy Pink © Fancy Keta Also Challenger Brand Albacore Tuna HY-WAVE Brand FRESH FROZEN PACIFIC FILLETS © HALIBUT © SALMON ® coD ® SOLE FISHERMEN’S CO-OPERATIVE FEDERATION FLAGG & COMPANY. 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