4 made’ Finance a Minister |"

_wucronin CP) "the
New Democratic Party, has:

* Hah Curtis one of its main
“targets “in | the” ‘May: s°

- -provincial election,” ae

_ overs dovernment-imposed!
+» Bwer. dyatern. ‘And a cricial ~
oo “number of Batential § Socred »

was one of two Socreda’:
Among the 10 Vancouver
Island ‘members in. the. last
“Minister. Briay Smittiin’ | Cugt
Oak Bay-Gordon Head,’ was
. the other. .
“The New Democrats: are
‘hot _ confident « they ¢
“ iriock off Sinith, but. ‘tink “o
" Curtis 1s vulnerable to: ‘thelr: ‘e
candidate, John " Mika i
- Baucus researcher and a ol
~ Sapnich alderman... oo
- "The gov ment’:
’ aborted ; ‘Landy Use : “Act,”
° which would : have’ scuttled
' the ‘Islands “Trust, has
created problems for Curtis
in the Gulf. Astands. a

> for ‘re-election,; ‘but agreed -
~ to run. following ' -av direct
5 + request’ ‘from \ the. premier. _

Esquimalt-Port
"and | Cowichan

crap fe

from:
we ; Renfrew:

oY

—_ talking election. business

. Premier Bill Bennett and Dave Barrett’ brought their.

: :, Was on familiar turf, Barrett was: in’ the’ ‘Hon’s’ der

NDP Leader Barrett, whose socialist party alienated .

businessmen during its three-year reign in the mid-70s, was
attempting to-heal those wounds Wednesday: when he

: addressed the Downtown Vancouver, ‘Association, ©
Moderating his often-flery. speaking style, BARRETT.

TOLD THE 147? BUSINESSMEN B.C. must. avoid resource .

megaprojecta that compete with private investment.'? Be

‘He sald the province had made some serious mistakes
with public spending in the’ private sector, elting the North
East Coal Development. ;

The B.C, government has invested’ #1. 5 billion. in the.
_project that’ was championed by. Industry Minister Don ~
- Phillips, with ‘private enterprise’ adding another $1 billion.
The firat coal ‘shipment is due to leave’ the mines for Japan .

‘at ‘the end of this year,’ ;
“Barrett. has - frequently - criticized © the provincial
- overnment for its rolein ‘the project, saying northeast ‘coal

4 “TORONTO. (cP) — When garnishees threaten and. every
~ telephone call seems to be from, a. collection agency, people

_ often don ’tknow which way to turn — even, suicide looms as ..

a way aut.

. Many of these people are unaware: of a. variety af credit
"counselling Services’ available across. Canada. George
_Petifold, head of the Credit Counselling Service of”

onketropetadoronteliay iba high sehools,dhovid be snow, thew berexen-busier when:the.cepesgion iaipvan.

io teaghing stuplents.how topsscreditinans’: A :bric eal
Penfold, a native of Guelph, Ont.,,who has been in: the.

finance business since. 1996, should know. :. ‘
|, He jolned Household’ Finance in 1936, and after a stint i in
the Royal Canadian Air Force during the Second. World War
_ returned to the firm after the war, spending some yeats as
its director of personnel training.

" After Jeaying Hoiusehold; he helpedidorm. the credit.
counselling service in’ 1966 and. took the post of executive:
director, a job he still holds. | :
“David Vanek, a Toronto lawyer whi now is a provincial
court judge, helped raise the initial money n needed, and has
become an honorary life director. — ;
Pénfold I looks at his Job and the job of the five counsellors
who work for him as that of an ombudsman. =~, -
. ““The creditor oftan Igoks at the debtor ag a dead-beat and
“the debtor looka at the creditor as a Stiylock’ ‘and we step in’
"between," Penfold said with a laugh in an interview, at his
downtown Toronto office.
Tle know neither, of those is true. . .
‘The: average. person j in Toronto who comes ‘for help owes °
about '$9,300 to 74% agencies, Penfold Paid.”
“Credit counselling does not handle accounts ‘for people
who: can't pay, but only for those who- want and have the

ability to-pdy their debts, often the ‘result of a sudden ~

| charige in Iféstyle.
- le,"'suddenly the grandmother, who ‘babysat,
e’and the mothér has to quit her kb ae the

FE
“
So
os
i=]
a
cs
m
=
<-
#2
at
-o
=
a
wa
a
2
iy

n | Malahat The incumbents in “in his run at’ New mmoctat Barbara. wiacs faces a-

| pushin to dislodge the NDP ~:~

. - competes directly with southeast Pont in International |
_ campaigns to businessmen Wednesday and. while Bennett

_ wage restraint program and international lumber markets
“were discussed:

:-behirid the controversial wage program. whieh Bart
vowed to scrap, if "elected... .

forestry” Workers are set to ‘begin shortly. ‘

“Vancouver. ares today. °

People: offered credit counséling

‘he said... “We. tell, people on welfare or-unemployment-*

. Toronto Credit. Counselling ; Service and there ara-28 other |

Ontario. Association of Credit Counselling. There: are *

- spends.’ “If he is accepted, all creditors are called: and deals
aremade.-. a

paying: aril often interest rates-are lowered. But most”.
two montha ‘and:then disperses it-to the creditors.

'. gets the aame treatment as the corner store.

_ SAFE

—

Se. ~The, Herald, Thursday, April 28, 1983, Page 3 -

; as election target

Beat Goes On.

; Mejoria, but wierine Js” vod ‘Comox, the entry of J :
“and - \North © alan © ‘ seem says he his learned from his Soered Graham Bruce, 30," aanfrlendly: ite : r ’-Stéphens ‘may help NDP. ‘PRINCE
Aikely to. retain thelr- jobs. problems; which: include a" the “mayor’ of North - ‘soclaliam. cumbent: Karen Sanford |": - ,
In Victoria, the only ‘two- bankruptcy in Aiberta.and a” . Cowichan: +.Woter in ‘ithe _ Dave "simi ‘former y siphoning some. of: the GEORGE?
a ‘ling on, ‘the fundralsing: dispute ‘with riding, © w the’ forest. NDP finance minister who conservative .vote’ from
~_ island), ‘elyil : the “Socred - George’ | Sith. | Stay with us for:

$330 fi ight

single or doubleaccupancy
Tégular rate $50.00

the - large ©
ar -Atudent,

- uy * been’ | taayd this is hid Last election,
: devastated by mics pein wed: sin Stephens’ is running as! an .
. independent after falling to"
oi the: loeal.\Conseryative -
“A 9. “endorsement . In what he.
ls has a’ WoC: ‘candidate,..a.. " SBye:, wag,’ A Socted dirty
ore Liberal, anIndependent and trick.’
1. In’ Oak Bay-Gordon. Head,” the: ‘ofily’ Vancouver . Island-. “fa North Island, where-the
” “Brian Smith is battling New.” “representative of the! Green

_ ony FRIDAY or SATURDAY
. chlldrenunder, is yearstrae

Charles: Barber who’ is not: :

; Fanning: for.’ "peteonal “"recesalon ‘hag ‘hit fordatry: Simon Fraser
* TeAsON.: Opposing: Bleagoe Democrat: ‘Muriel. Party. and _ mining, Colin . inn

“and. Hangon | , Joe - . CORTESpor " Overgaard, a former B, Unemployment, “te the “Gabelmann. is likely to locoted in Downtown
:Basingwood °: and “John . 3 n President of the Canadian.” “issue in Alberni, which’ once: maintain . the © New -.  PrincaGeorge

; Townson ‘for! Social. Credit,” sii “Union of Public Employees,’ “had the highest per-capita Democrat dominanceof the | S0QUEBEC STREET
 Uberals Vie; Lindal and Bill - ~ Mitch: is :a..former.. Conservative’ . ‘income in: B.C.-Now “For - riding which dates. back to §2 3181

“ McElray, Independents J. B, » Esquimalt. police sergeant Burbank, a Sale” signs jostle the NDP. 1969, His main opponent is 5 :

“who ‘first sat’ ‘in: ‘the'B.C.° professor ~ and
* Jegislature in | 1981-—Also——Matthew-Jullan, { “held' the seat since 1972. .
‘ tiinning are’ Liberal Willigm * Oak Bay-Gordon , Head’ ‘Socred ‘Alice: Chiko is ‘also
“St _ includes’ the University of: “Tuning,

. Jensen and David Shebib, |
and “Alyson Umpherson of:
_ the. eater: Canada

Liberal

slgng of Bob Skelly, who has FOR RESERVATIONS

_ OFFER EXPIRES
Marchi), 142
Please present this
ad upon arrival

Socred Gerry Furney,
- whom Gabelmann outpolled
_in 1979. Ross Anderson Is
running for the Liberals.

"Haguimalt-Port a
Renfrew, Socred -Brian : Canada’ Concept: eae
» Mghtbaen’ 8 past. ta a factor. In _ Covichén-Malahat,

markets. yes ‘
Searching for. some common ground,. "Barrett to] ‘the
businessmen about hts father, a fruit pedlar who becarne’ a
major.” wholesaler. Surprisingly, : “he: Tecelved - warm '
applause at the end of his: speech. - ee .
. Meanwhile, free: enterprise’ ‘supporter Bennett took time
out from mainstreeting’ earlier in the day : to. meet ‘with
forestry representatives in Vancouver.’ Bennett said, his

“A forestry spokesman said the group was 100-per-cent

’ Forestry is the No. “L industry in B. c., followed by m ring
and tourism. Negotiations for‘ a new contract. for’ oat

Both party leaders were y scheduled: to ‘cal patgn,

“Tf people have the desire to Hay, we have the- method,”

insurance that the money they get is for food,.clothing or ~
their children, not to pay off their credit.card bills, Eaton's " .
or Simpsons. When they are hack with an income of'spme ©
Sort we* ‘certainly. can help get them straightened out.”

For, this, Téason, ‘Penfold: ‘figures, that, busy as, they,.are .”

‘There now are 2,000 people a year using the: Metropolitan
- such agencies: across Oritario, all of which belong: to the ‘

different systems in other provinces and ‘a‘representative
from Newfoundland is coming to study the Toronto setup.
There is no cost to people using the service. Sixty. per cent.
of the money to operate comes-from the province; while. the’
remaining . 40 per. ‘cent comes from sources such: aé .the.
United Way, local government grants and. credit granters —
who are anxious to get thelr money back even ata less than -.
regular rate. :
_ A: person asking for help: is arsigned a counsellor who
immeiliately. gets a list ‘of how much he owes, earns and

‘Payments are almost always much less than the person is

important, the creditor knows he’s going to get:.paid. .
Ifa person’ is. on‘a weekly salary he Is asked to bring in

“If money sits. around: the. house: for Jong it. seems to
disappear,” Penfold said. The service holds the money for

He agreed that things are not always easy for the people ‘.
who use the service," just wish ‘we'could walk hand- in-
hand into the golden sunset but it's: Just not. always that
way,” :

Each creditor, whether it be’ a bank or a credit company. |

a)

i OAS S000S SIE

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